Platinum Delta SkyMiles Credit Card from American Express issued by American Express
	Overall Rating Benefit Rating	Apply online for this card or read on for a full review of all the features.

In-Depth Credit Card Review

This online card application is intended for residents of the United States only. For other country options, please refer to the right hand menu bar. The Platinum Delta SkyMiles® Credit Card from American Express, is by far the best of all Delta SkyMiles® Cards and is designed for those who have a very good credit history. Cardholders receive one mile for every dollar spent on general purchases and two miles for every dollar spent at participating retailers and merchants (including Delta Air Lines related purchases). Twenty thousand bonus miles are awarded to new applicants with their first purchase, 5,000 of which are Base Miles to be applied towards the Medallion Status program for upgrade opportunities, mileage bonuses, and more. Miles do not have an expiration date (if travel is made through Delta Air Lines at least once every two years) and there is no yearly limit, unlike the gold and standard cards that do have yearly limits (based on annual spending). Although the annual fee of $150 is not an attractive feature, it is reduced to $95 for those who already have an American Express® Charge Card. The card offers a very low introductory rate of 3.90% on balance transfers for the first twelve months, provided the balances are transferred during the application process. The APR for purchases and balance transfers is above average for a reward card. Cardholders can expect many of the common benefits and services provided by American Express®, such as auto rental insurance, travel accident insurance, year-end financial statements, and various purchase protection related services. Therefore, those who plan to spend at least $3,000 or more a month due the card's high annual fee, frequently fly on Delta Air Lines, and will use the card at participating retailers and merchants (to accumulate additional miles) will benefit most from what the Platinum Delta SkyMiles® Credit Card from American Express has to offer. Most Attractive Feature: 20,000 bonus miles; double miles at participating retailers (including Delta Air Lines); free companion ticket annually. Least Attractive Feature: High annual fee; this card is not eligible for enrollment in the Membership Rewards® program. Apply Now For Platinum Delta SkyMiles Credit Card from American Express Note: The review of this American Express card was updated on 10/02/2008 and is believed to be accurate during the update, however, information posted may have since changed. We strongly suggest that you carefully read the Terms and Conditions statement that accompanies the credit card application

Key Card Information
Introductory Rates and Terms
Intro Rate:	3.90% APR for 12 Months
Applied Towards:	Balance Transfers
Details:	The introductory rate is available on balance transfers submitted during the application process and/or within the first 30 days of cardmembership.
Miscellaneous Rates and Terms
Credit Limits:	n/a (Maximum)
Purchases APR:	14.99%
Cash Advance APR:	19.99%
Finance Config:	Average Daily Balance (including new purchases)
Grace Period:	20 Days
Fees Associated with this Card
Annual Fee:	$150 **The annual fee is reduced to $95 for those who are qualified American Express® Cardmembers.
Add. Cardholders:	$0
Late Payment Fee:	$19 on balances up to $400 and $38 on balances of $400 and over
Over-the-Limit Fee:	$35
Cash Advance Fee:	3%, $5 minimum for Express Cash transactions
Balance Transfers:	There is no balance transfer fee associated with this offer. However, future balance transfers may incur a fee as disclosed at the time of the applicable transaction.

The Rewards Program Highlights
Optional Reward:	No
Miles Per Dollar:	1 Mile
Additional Miles:	Earn 2 miles per dollar spent at supermarkets, drugstores, gas stations, home improvement and hardware stores, the U.S. Postal Service, on Delta Air Lines purchases, or when paying wireless phone bills.
Miles Compatible with Frequent Flyer Program:	Yes
Expiration:	2 Years (Miles do not expire as long as the frequent flyer account is active during a 2-year period.)
First Purchase Bonus:	20,000 Miles**
Annual Fee Bonus:	Free Companion Ticket
Other Bonus:	2,500 Miles***
	**Of the 20,000 bonus miles applied to new accounts, 15,000 are SkyMiles and 5,000 are Medallion® Qualification Miles. ***Cardholders will receive 2,500 bonus miles after adding an additional cardmember.

Additional Highlights of Interest

Special Card Benefits and Features Various Internet account related services. Complimentary domestic coach companion certificate with credit card renewal each year. Year-end financial statement. Extended warranty for purchases. No liability for unauthorized Internet transactions. Fraud protection. Purchase protection. Auto rental insurance. Emergency card replacement. Various travel and emergency assistance services. Medical referral services. Legal referral services. Guaranteed hotel and motel reservations. Up to $100,000 in travel accident insurance. See website for additional benefits. Important Notes Regarding This Offer Card is currently unavailable to residents of Puerto Rico. See website for complete terms and conditions of card usage and application disclosure.