Chase PerfectCard MasterCard issued by Chase
	Overall Rating Benefit Rating	Apply online for this card or read on for a full review of all the features.

In-Depth Credit Card Review

This online card application is intended for residents of the United States only. For other country options, please refer to the right hand menu bar. The Chase PerfectCard® MasterCard® is designed for those with very good credit who make frequent gas purchases. Unlike other gas credit cards that require a cardholder to use their card at specific gas stations, this card allows cardholders to earn a 3% rebate on gasoline purchased at any gas station. In addition, a 6% rebate is applied to all gasoline purchases made with the card during the first 90 days. The maximum rebate that cardholders can earn for gas purchases is $15 per month. Cardholders also earn a 1% rebate on all other purchases, which is unlimited. Aside from the rewards program, the card provides several benefits that include a purchase protection plan, travel accident insurance, and auto rental insurance. For a reward card, the interest rate applied to purchases and balance transfers is reasonable (for those who qualify). There is also a 0% introductory rate that applies to both purchases and balance transfers for up to six months, and there is no annual fee associated with this card. Therefore, those who qualify for the lowest rate offered and will use the card frequently for gasoline purchases (to earn rebates) will benefit most from what the Chase PerfectCard® MasterCard® has to offer. Most Attractive Feature: 0% introductory rate; double rebates on gas purchases for the first 90 days; rebates earned on purchases made at any gas station. Least Attractive Feature: Higher APR for less qualifying applicants. Apply Now For Chase PerfectCard MasterCard Note: The review of this Chase card was updated on 08/19/2008 and is believed to be accurate during the update, however, information posted may have since changed. We strongly suggest that you carefully read the Terms and Conditions statement that accompanies the credit card application

Key Card Information
Introductory Rates and Terms
Intro Rate:	0% APR for up to 6 Months
Applied Towards:	Purchases, Balance Transfers
Details:	Depending on the applicant\'s credit history, the introductory period will be either 6 months for purchases and balance transfers or 3 months for balance transfers only.
Miscellaneous Rates and Terms
Credit Limits:	n/a (Maximum)
Purchases APR:	10.99%
Cash Advance APR:	20.99%
Finance Config:	Average Daily Balance (including new purchases)
Grace Period:	20 Days (Min.)
Fees Associated with this Card
Annual Fee:	$0
Add. Cardholders:	$0
Late Payment Fee:	$15 on balances up to $100; $29 on balances of $100 up to $250; $39 on balances of $250 and over
Over-the-Limit Fee:	$39
Cash Advance Fee:	3%, $10 minimum
Balance Transfers:	3%, $5 minimum, $99 maximum

The Rewards Program Highlights
Optional Reward:	No
Rebate Minimum:	1%
Rebate Maximum:	6%
Additional Rebates:	Earn a 6% rebate on all gasoline purchases for the first 90 days. Earn a 3% rebate on gasoline purchases after the first 90 days and a 1% rebate on all other purchases.
	Rebates are automatically credited toward future purchases made on the account.
Yearly Limit:	The maximum rebate you can earn for gas purchases on a monthly statement is $15. The 1% rebate earned on all other purchases is unlimited.

Additional Highlights of Interest

Special Card Benefits and Features Various Internet account related services. Lost and stolen card reporting. Emergency cash replacement. Emergency card replacement. No liability for unauthorized transactions. Fraud and security protection services. Purchase protection. Extended warranty for purchases. Auto rental insurance (MasterRental). Travel accident insurance. Year-end financial statement (upon request). Various travel and emergency assistance services. See website for additional benefits. Certain restrictions, limitations, and exclusions apply. If an account is opened, please refer to the Guide to Benefits for details. Important Notes Regarding This Offer The APR for purchases and balance transfers varies according to the applicant's credit history and will be 5.99%, 9.99%, or 14.99% + Prime Rate. The APR for cash advances varies according to the applicant\'s credit history and is either 15.99% or 19.99% + Prime Rate. See website for complete terms and conditions of card usage and application disclosure.