Wired Plastic Prepaid Visa Card issued by BANKFIRST
	Overall Rating Benefit Rating	Apply online for this card or read on for a full review of all the features.

In-Depth Credit Card Review

This online card application is intended for residents of the United States only. For other country options, please refer to the right hand menu bar. The Wired Plastic™ Prepaid Visa® Card, issued by BANKFIRST, is a stored value card designed for those who may have difficulty in obtaining an unsecured credit card. Although the card does not require a security deposit, it does require payments in advance, which are then used to offset future purchases made with the card. There is no interest applied on the account, no annual fee, and none of the other charges similarly found with most unsecured credit cards. There are also fewer credentials required in comparison to common unsecured credit cards, such as a no credit check policy, no employment verification, and so forth. Nevertheless, it is important to note that there are some fees associated with this card, such as a one-time application fee of $9.95, a monthly maintenance fee of $3.95 ($47.40 annually), and a minimum initial load amount of $10. So in the first year alone, a cardholder can expect to pay a total of $57.35 in fees. This is very reasonable for this type of card. It is common for stored value cards to lack benefits; however, this card does offer automatic bill payment, direct deposit, and access to a unique reward program. Through the Wired Points Rewards program, one point is earned for each dollar spent on purchases made with the card. Points do not expire and there is no limit to the number of points that may be earned per year. Points can be redeemed for long distance calling cards, music downloads, a variety of ring tones, and prepaid wireless airtime at participating partners. Therefore, those who are looking for a stored value card to pay in advance for purchases, do not mind paying upfront fees, and will take advantage of the reward program may find the Wired Plastic™ Prepaid Visa® Card to be a beneficial option. Most Attractive Feature: No credit checks; no annual fee; no security deposit required; no bank account required; access to rewards program. Least Attractive Feature: Activation fee; monthly maintenance fee. Apply Now For Wired Plastic Prepaid Visa Card Note: The review of this BANKFIRST card was updated on 10/02/2008 and is believed to be accurate during the update, however, information posted may have since changed. We strongly suggest that you carefully read the Terms and Conditions statement that accompanies the credit card application

Key Card Information
Miscellaneous Rates and Terms
Credit Limits:	n/a (Maximum)
Fees Associated with this Card
Annual Fee:	$0 **No additional cardholders are allowed on this card.
Add. Cardholders:	n/app**
Late Payment Fee:	n/app
Cash Advance Fee:	$1.95 for U.S. ATM transactions; $4.95 for international ATM and bank teller transactions

The Rewards Program Highlights
Optional Reward:	No
Points Per Dollar:	1 Point
	Points can be redeemed for prepaid wireless airtime with participating partners, long distance calling cards, music downloads, and ring tones.

Additional Highlights of Interest

Special Card Benefits and Features Various Internet account related services. Automatic bill payment. Free direct deposit load option. Access to the Wired Points Rewards program. See website for additional benefits. Important Notes Regarding This Offer No credit checks. No bank account required. Must be a U.S. citizen and have a social security number to get approved. Not available to residents of Puerto Rico, Guam, Virgin Islands, or America Samoa. No income requirement. No employment verifications. No security deposit. Various additional fees associated with the card, see website for details. See website for complete terms and conditions of card usage and application disclosure.