Citi® Platinum Select® Card for College Students issued by Citibank
	Overall Rating Benefit Rating	Apply online for this card or read on for a full review of all the features.

In-Depth Credit Card Review

This online card application is intended for residents of the United States only. For other country options, please refer to the right hand menu bar. The Citi® Platinum Select® Card for College Students, issued by Citibank, is designed for those students who have a somewhat established credit history as this is a platinum credit card. The interest rate for purchases and balance transfers is average for a student credit card, and there is no annual fee. Cardholders will also be able to take advantage of a 0% introductory rate that applies to all transactions for the first six months of membership (a rare benefit for a student credit card). However, there is a minimum cap of 19.99% for cash advances; so no matter how low the Prime Rate falls (the APR is tied to the Prime Rate), the interest rate will not go below the minimum cap. As with many Citibank platinum credit cards, cardholders can expect access to a variety of benefits that include up to $1,000,000 in travel accident insurance, auto rental insurance, fraud protection services, and various travel and emergency assistance services. In addition, the card offers students special discounts at select merchants and retailers. Therefore, students who can afford to pay in full each month after the introductory rate expires (to avoid finance charges) and plan to take advantage of the student-related discounts will benefit most from what the Citi® Platinum Select® Card for College Students has to offer. Most Attractive Feature: 0% introductory rate for all transactions; student-related discounts; no annual fee. Least Attractive Feature: Minimum APR cap for cash advances. Apply Now For Citi® Platinum Select® Card for College Students Note: The review of this Citibank card was updated on 09/22/2008 and is believed to be accurate during the update, however, information posted may have since changed. We strongly suggest that you carefully read the Terms and Conditions statement that accompanies the credit card application

Key Card Information
Introductory Rates and Terms
Intro Rate:	0% APR for 6 Months
Applied Towards:	Purchases, Balance Transfers, Cash Advances
Details:	The introductory rate is available for all transactions.
Miscellaneous Rates and Terms
Credit Limits:	n/a (Maximum) / $500 (Minimum)
Purchases APR:	12.99%
Cash Advance APR:	19.99% There is a minimum APR on cash advances.
Finance Config:	Average Daily Balance (including new purchases)
Grace Period:	20 Days (Min.)
Fees Associated with this Card
Annual Fee:	$0
Add. Cardholders:	$0
Late Payment Fee:	$15 on balances up to $100; $29 on balances of $100 up to $250; $39 on balances of $250 and over
Over-the-Limit Fee:	$39
Cash Advance Fee:	3%, $5 minimum
Balance Transfers:	3% of each balance transfer; $5 minimum

Additional Highlights of Interest

Special Card Benefits and Features Various Internet account related services. $0 liability for unauthorized purchases. Identity theft solutions. Automatic bill payments. Access to credit education tips and tools. Lost and stolen card reporting. Emergency cash replacement. Emergency card replacement. Optional personal photo on card. Fraud and security protection services. Up to $1,000,000 in travel accident insurance. Auto rental insurance. Year-end financial statement (upon request). Medical referral services. Legal referral services. Various travel and emergency assistance services. Discounts on auto rentals. Discounts for students on products and services at participating merchants and retailers. See website for additional benefits. Important Notes Regarding This Offer No minimum income or cosigner required. See website for complete terms and conditions of card usage and application disclosure.