Citi® Platinum Select® MasterCard® issued by Citibank
	Overall Rating Benefit Rating	Apply online for this card or read on for a full review of all the features.

In-Depth Credit Card Review

This online card application is intended for residents of the United States only. For other country options, please refer to the right hand menu bar. The Citi® Platinum Select® MasterCard®, issued by Citibank, is designed for those with good credit who would like to take advantage of the various standard services and benefits provided by Citibank. This card has a reasonably low interest rate for purchases and balance transfers, no annual fee, and an attractive 0% introductory rate that can be applied toward purchases and balance transfers for up to twelve months. It is important to note that there is a minimum cap for cash advances; so no matter how low the Prime Rate falls (the APR is tied to the Prime Rate), the interest rate will not go below the minimum cap. The card does provide several platinum cardholder benefits that include auto rental insurance, fraud protection services, and up to $1,000,000 in travel accident insurance. However, there are no extraordinary benefits or services specifically available to cardholders in comparison to some other platinum credit cards. Therefore, those who plan to take advantage of the introductory offers and the services provided will benefit most from what the Citi® Platinum Select® MasterCard® has to offer. Most Attractive Feature: Long term 0% introductory rate; reasonable APR for purchases; no annual fee. Least Attractive Feature: Minimum APR cap for cash advances. Apply Now For Citi® Platinum Select® MasterCard® Note: The review of this Citibank card was updated on 09/22/2008 and is believed to be accurate during the update, however, information posted may have since changed. We strongly suggest that you carefully read the Terms and Conditions statement that accompanies the credit card application

Key Card Information
Introductory Rates and Terms
Intro Rate:	0% APR for up to 12 Months
Applied Towards:	Purchases, Balance Transfers
Details:	The introductory rate is available on purchases and balance transfers for up to twelve months.
Miscellaneous Rates and Terms
Credit Limits:	n/a (Maximum)
Purchases APR:	As low as 8.49%
Cash Advance APR:	19.99% There is a minimum APR on cash advances.
Finance Config:	Average Daily Balance (including new purchases)
Grace Period:	20 Days (Min.)
Fees Associated with this Card
Annual Fee:	$0
Add. Cardholders:	$0
Late Payment Fee:	$15 on balances up to $100; $29 on balances of $100 up to $250; $39 on balances of $250 and over
Over-the-Limit Fee:	$39
Cash Advance Fee:	3%, $5 minimum
Balance Transfers:	A balance transfer fee applies with this offer* (see site for details).

Additional Highlights of Interest

Special Card Benefits and Features Various Internet account related services. Reports to all major credit bureaus to help you establish your credit history. Citi Identity Theft Solutions. $0 liability on unauthorized purchases. Secure, free online account management. Up to $1,000,000 in travel accident insurance. Auto rental insurance. Fraud and security protection services. Lost wallet service. Lost and stolen card reporting. Emergency card replacement. Emergency cash replacement. Optional personal photo on card. Various travel and emergency assistance services. Medical referral services. Legal referral services. See website for additional benefits. Important Notes Regarding This Offer The APR for purchases and balance transfers varies according to the applicant\'s credit history and will be 8.49%, 12.49%, or 16.49%. See website for complete terms and conditions of card usage and application disclosure.