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Debt Management and Credit Cards Home
Shoppers Optimum MasterCard
issued by MBNA Canada
Shoppers Optimum MasterCard Overall Rating
3.0 stars
Benefit Rating
3.0 stars
Application
Apply online for this card or
read on for a full review of all the features.

In-Depth Credit Card Review
This online card application is intended for residents of Canada only. For other country options, please refer to the right hand menu bar.
The Shoppers Optimum® MasterCard®, issued by MBNA Canada, is a rewards credit card available to residents of Canada.

It\'s easy to rack up points using this rewards card. Earn 25 points for every $1 you spend at Shoppers Drug Mart, and earn 5 points for every $1 you spend anywhere else. You will also receive a bonus 15,000 points after your first purchase. There is no limit to the number of points you can earn. When you become a Shoppers Optimum® MasterCard® cardholder, you gain free membership into the Shoppers Optimum Program®.

Cardholders can redeem their points to receive instant savings of up to 100% on almost any item at Shoppers Drug Mart stores. For example, after earning 15,000 points, you can save $25 on your next Shoppers Drug Mart purchase.

In addition to the rewards program, the Shoppers Optimum® MasterCard® offers several other benefits, including a 1.99% APR on cheque cash advances and balance transfers for the first 6 months. Cardholders enjoy free and secure online access to their credit card accounts, allowing them to access statements, view transactions in real time and add authorized users, among other things.

With the Shoppers Optimum® MasterCard®, cardholders have access to unparalleled 24-hour customer service. The card offers purchase protection, which protects credit card purchases against damage or theft for up to 90 days. This card also offers around-the-clock fraud protection.

Most Attractive Feature: Rewards program.
Least Attractive Feature: Only available to Canadian residents.


mastercard Note: The review of this MBNA Canada card was updated on 06/22/2009 and is believed to be accurate during the update, however, information posted may have since changed. We strongly suggest that you carefully read the Terms and Conditions statement that accompanies the credit card application

Key Card Information
Miscellaneous Rates and Terms
Credit Limits:n/a (Maximum)
Purchases APR:19.99%
Cash Advance APR:19.99%
Finance Config:Average Daily Balance (including new purchases)
Grace Period:21 Days
Fees Associated with this Card
Annual Fee:$0
n/app
Add. Cardholders:$0
Late Payment Fee:Please refer to online application legal disclosures.
Over-the-Limit Fee:Please refer to online application legal disclosures.
Cash Advance Fee:Please refer to online application legal disclosures.
Balance Transfers:1% - Please refer to online application legal disclosures.

The Rewards Program Highlights
Optional Reward:No
Points Per Dollar:5 Points
Additional Points:Cardholders earn 25 points for every $1 in purchases at Shoppers Drug Mart using their Shoppers Optimum MasterCardŽ when they show their Shoppers Optimum CardŽ.
Expiration:March 31, 2017

Additional Highlights of Interest
Special Card Benefits and Features
  • See website for additional benefits.

Important Notes Regarding This Offer
See website for complete terms and conditions of card usage and application disclosure.

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Shoppers Optimum MasterCard from MBNA Canada. Card data and review by CardOffers, Inc. Apply for your credit card today.