NCBuy Home

 
Add a Social Bookmark
  • ONLINE SHOPPER

Robb Report
  Hot Subscriptions

  • FINANCIAL
  Card Reviews
  Get the low down on
  credit card offers.

  • HAVE SOME FUN
  New Downloads
  Free games and
  demos for your PC.
Debt Management and Credit Cards Home
Escape by Discover® Card
issued by Discover
Escape by Discover® Card Overall Rating
4.5 stars
Benefit Rating
4.5 stars
Application
Apply online for this card or
read on for a full review of all the features.

In-Depth Credit Card Review
This online card application is intended for residents of the United States only. For other country options, please refer to the right hand menu bar.
The Escape by Discover® Card, issued by Discover, is a travel rewards card that is perfect for people who are interested in earning travel miles quickly.

The rewards program offers cardholders 1,000 miles for each month a purchase is made for the first 25 months of opening an account (for a total of 25,000 Bonus Miles*). At the same time, cardholders will have the flexibility of earning unlimited Double Miles on all of their personal and business purchases. Miles never expire and can be redeemed for booking any airline, cruise, hotel stay, or car rental. You can also exchange your miles for gift cards to 90 brand-name partners or for cash starting at just 1,000 miles.

In addition to the rewards program, cardholders will also enjoy enhanced travel benefits including car rental insurance, lost luggage insurance, travel delay insurance, and travel cancellation insurance.

While there is a $60 annual fee requirement for this card, cardholders will enjoy a 0% APR on purchases and balance transfers for the first six months of opening an account. The APR for this card is reasonable, although it is important to note that only higher qualifying applicants will receive the lowest rate available.

Those who plan to take advantage of the introductory rate and the travel reward program will find that the Escape by Discover® Card has a great deal to offer.

Most Attractive Feature: 0% introductory rate; reward program; bonus miles.
Least Attractive Feature: Annual fee; low rate not available to all applicants.


discover Note: The review of this Discover card was updated on 07/03/2009 and is believed to be accurate during the update, however, information posted may have since changed. We strongly suggest that you carefully read the Terms and Conditions statement that accompanies the credit card application

Key Card Information
Introductory Rates and Terms
Intro Rate:0% Intro APR*
Applied Towards:Purchases, Balance Transfers
Details:There is a 0% introductory APR* on purchases and balance transfers for 6 months. See terms and conditions for complete details.
Miscellaneous Rates and Terms
Credit Limits:n/a (Maximum)
Purchases APR:as low as 11.99%
Cash Advance APR:23.99%
Finance Config:Average Daily Balance (including new purchases)
Grace Period:25 Days (Min.)
Fees Associated with this Card
Annual Fee:$60
Add. Cardholders:n/a
Late Payment Fee:$19 on balances up to $250; $39 on balances over $250
Over-the-Limit Fee:$15 on balances up to $500; $39 on balances over $500
Cash Advance Fee:3%, $5 minimum
Balance Transfers:3% for each balance transfer made under this offer

The Rewards Program Highlights
Optional Reward:No
Miles Per Dollar:2 Miles
Additional Miles:Earn two additional miles for every dollar you spend through the ShopDiscover online shopping site.
  Miles can be redeemed for travel credits, cash, or gift cards.
Miles Compatible with Frequent Flyer Program:No
Expiration:None (Account inactivity for more than 18 months could result in the forfeiture of Miles.)
Other Bonus:25,000***
  **Cardholders will receive 1,000 bonus miles every month they make a purchase during the first 25 months of opening an account.

Additional Highlights of Interest
Special Card Benefits and Features
  • Various Internet account related services.
  • Primary Car Rental Insurance.
  • Lost or Damaged Luggage Insurance.
  • Travel Delay Insurance.
  • Trip Cancellation Insurance.
  • See website for additional benefits.

Important Notes Regarding This Offer
*The APR for purchases and balance transfers varies according to the applicant's credit history and may range from 11.99% - 18.99%. See the online Discover credit card application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the “Apply Here" button, you can review the credit card terms and conditions on Discover’s website.

Credit Center
Tools and resources for managing your money.

  • Warnings and Tips
  • Exchange Rates
  • Financial Glossary
  • Financial Calculators
  • Tax Calendar

Sweepstakes

Credit Card Reviews
Honest reviews of credit cards? Imagine that.

  Airline Rewards
  Cash Rewards
  Gas Rewards
  Hotel Rewards
  Travel Rewards
  Other

  Canadian Credit

General Credit Cards
  Charge Cards
  Poor Credit
  Pre-Paid Cards
  Regular Cards
  Secured Cards
  Student Credit

Featured NO FEE Card
Apply for your FREE credit card:

The Best Offers
The top rated credit cards by category:

 
Credit Center »  

NCBuy Home  |  About NCBuy  |  Members Center  |  Contacts  |  Privacy  |  Site Map  |  Link 2 Us

Copyright © 2009 NetCent Communications, All rights reserved. Terms under which this service is provided.
Escape by Discover® Card from Discover. Card data and review by CardOffers, Inc. Apply for your credit card today.