Platinum Plus MasterCard Credit Card - Rate for Life issued by MBNA Canada
	Overall Rating Benefit Rating	Apply online for this card or read on for a full review of all the features.

In-Depth Credit Card Review

This online card application is intended for residents of Canada only. For other country options, please refer to the right hand menu bar. The Platinum Plus MasterCard® - Rate for Life, issued by MBNA Canada, is available to Canadian residents and provides cardholders with fixed interest rates and common platinum cardholder services. There is no annual fee for this credit card program and cardholders will benefit from the low introductory AIR on balance transfers that extends until the balance is paid off. The offer is available only on balances transferred within the first three months of opening an account. Some applicants may even qualify for credit limits upwards of $100,000. The average interest rate (AIR) is fixed for purchases, balance transfers, and cash advances. There is no annual fee. While this card does not offer a rewards program, cardholders can take advantage of the platinum benefits that come with the card, including emergency card replacement, 24-hour customer service, online account access, and access to thousands of ABMs worldwide. Also, those who do not qualify for the platinum card may be considered for the preferred card, which varies in terms of benefits and credit limits. Most Attractive Feature: Low introductory rate; no annual fee Least Attractive Feature: No rewards program Apply Now For Platinum Plus MasterCard Credit Card - Rate for Life Note: The review of this MBNA Canada card was updated on 01/02/2009 and is believed to be accurate during the update, however, information posted may have since changed. We strongly suggest that you carefully read the Terms and Conditions statement that accompanies the credit card application

Key Card Information
Introductory Rates and Terms
Intro Rate:	3.99% AIR For the Life of the Balance
Applied Towards:	Purchases, Balance Transfers, Cash Advances
Details:	The introductory rate applies all transactions made within the first 90 days of opening an account.
Miscellaneous Rates and Terms
Credit Limits:	n/a (Maximum)
Purchases APR:	17.99%
Cash Advance APR:	19.99%
Finance Config:	n/a
Grace Period:	21 Days
Fees Associated with this Card
Annual Fee:	$0
Add. Cardholders:	$0
Late Payment Fee:	See Important Notations.*
Over-the-Limit Fee:	$35
Cash Advance Fee:	Greater of $7.50 or 1%
Balance Transfers:	1%

Additional Highlights of Interest

Special Card Benefits and Features Various Internet account related services. Emergency card replacement. See website for additional benefits. Important Notes Regarding This Offer *After 1 year of inactivity with a credit balance, the fee will be the lesser of $5 or the credit balance; after 2 years the fee will be the lesser of $15 or the credit balance; after 5 years the fee will be the lesser of $25 or the credit balance; and after 9 years the fee will be the lesser of $30 or the credit balance. See website for complete terms and conditions of card usage and application disclosure.