CitiBusiness® Card issued by Citibank
	Overall Rating Benefit Rating	Apply online for this card or read on for a full review of all the features.

In-Depth Credit Card Review

This online card application is intended for residents of the United States only. For other country options, please refer to the right hand menu bar. The CitiBusiness® Card, issued by Citibank, is designed for those with very good credit who are looking to maintain and manage all business-related expenses with one credit card. The card offers many cardholder benefits such as up to $1,000,000 in travel accident insurance, auto rental insurance, and fraud protection. In addition, cardholders can take advantage of the various discounts offered at participating merchants and retailers (visit the Citibank website for full details). This card has no annual fee, and it offers a reasonably low interest rate for purchases and balance transfers as compared to other business credit cards. There is also a very attractive 0% introductory rate available on purchases and balance transfers for twelve months. Therefore, those who are looking for a business card with a reasonably low interest rate and plan to take advantage of the additional services and discounts will benefit most from what the CitiBusiness® Card has to offer. Most Attractive Feature: Reasonably low APR; discounts at participating merchants; long term 0% introductory rate. Least Attractive Feature: No rewards program available. Apply Now For CitiBusiness® Card Note: The review of this Citibank card was updated on 05/28/2008 and is believed to be accurate during the update, however, information posted may have since changed. We strongly suggest that you carefully read the Terms and Conditions statement that accompanies the credit card application

Key Card Information
Introductory Rates and Terms
Intro Rate:	0% APR for 12 Months
Applied Towards:	Purchases, Balance Transfers
Details:	The introductory rate is available on balance transfers submitted during the first twelve months.
Miscellaneous Rates and Terms
Credit Limits:	n/a (Maximum)
Purchases APR:	7.99%
Cash Advance APR:	19.99% There is a minimum APR on cash advances.
Finance Config:	Average Daily Balance (including new purchases)
Grace Period:	20 Days (Min.)
Fees Associated with this Card
Annual Fee:	$0 Free additional cards for employees with credit limits you set.
Add. Cardholders:	$0
Late Payment Fee:	$15 on balances up to $100; $29 on balances of $100 up to $250; $39 on balances of $250 and over
Over-the-Limit Fee:	$35
Cash Advance Fee:	3%, $5 minimum
Balance Transfers:	A balance transfer fee applies with this offer* (see site for details).

Additional Highlights of Interest

Special Card Benefits and Features Various Internet account related services. Business-size credit line. Savings on everyday business purchases. Quarterly and annual account summaries. Free additional cards for employees with credit limits you set. Various travel and emergency assistance services. Identity theft solutions. Personal business assistant. No liability for unauthorized transactions. Fraud and security protection services. Automatic bill payments. Purchase protection. Auto rental insurance. Legal referral services. Medical referral services. Lost luggage assistance. Lost and stolen card reporting. Emergency card replacement. Emergency cash replacement. Up to $1,000,000 in travel accident insurance. Discounts on products and services at participating merchants and retailers. See website for additional benefits. Important Notes Regarding This Offer See website for complete terms and conditions of card usage and application disclosure.