PremierRewards MasterCard® Credit Card issued by MBNA Canada
	Overall Rating Benefit Rating	Apply online for this card or read on for a full review of all the features.

In-Depth Credit Card Review

This online card application is intended for residents of Canada only. For other country options, please refer to the right hand menu bar. The PremierRewards® MasterCard® Credit Card, issued by MBNA Canada, is available to Canadian residents and provides cardholders with access to a fixed interest rate, a rewards program, and platinum cardholder services. This credit card does not have an annual fee and does not have an introductory rate. Cardholders, however, will benefit from the fixed AIRs for all transactions. This card comes with a rewards program where cardholders can earn 1% back from all their purchases. All rebates are credited as a statement credit once a year. Cardholders can also take advantage of the platinum benefits that come with the card, which include online account access and access to thousands of ABMs worldwide. Those who do not qualify for the platinum card may be considered for the preferred card, which varies in terms of benefits and credit limits. Most Attractive Feature: Rewards program; no annual fee Least Attractive Feature: No introductory rate Apply Now For PremierRewards MasterCard® Credit Card Note: The review of this MBNA Canada card was updated on 01/02/2009 and is believed to be accurate during the update, however, information posted may have since changed. We strongly suggest that you carefully read the Terms and Conditions statement that accompanies the credit card application

Key Card Information
Miscellaneous Rates and Terms
Credit Limits:	n/a (Maximum)
Purchases APR:	19.99%
Cash Advance APR:	19.99%
Grace Period:	21 Days
Fees Associated with this Card
Annual Fee:	$0
Add. Cardholders:	0
Late Payment Fee:	See Important Notations.*
Over-the-Limit Fee:	$35
Cash Advance Fee:	Greater of $7.50 or 1%
Balance Transfers:	1%

The Rewards Program Highlights
Optional Reward:	No
Optional Reward Annual Fee:	0
Rebate Minimum:	1%
Rebate Maximum:	1%
	Rebates are issued as a statement credit once a year.

Additional Highlights of Interest

Special Card Benefits and Features Various online account related services. 24-hour customer service See website for additional benefits. Important Notes Regarding This Offer *After 1 year of inactivity with a credit balance, the fee will be the lesser of $5 or the credit balance; after 2 years the fee will be the lesser of $15 or the credit balance; after 5 years the fee will be the lesser of $25 or the credit balance; and after 9 years the fee will be the lesser of $30 or the credit balance. See website for complete terms and conditions of card usage and application disclosure.