NASCAR RacePoints Platinum Plus Visa Credit Card
issued by Bank of America |
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Overall Rating
Benefit Rating
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Apply online for this card or
read on for a full review of all the features.
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 In-Depth Credit Card Review |
This online card application is intended for residents of the United States only. For other country options, please refer to the right hand menu bar.
The NASCAR RacePoints(SM) Platinum Plus® Visa® Credit Card, issued by FIA Card Services, N.A., is designed for those with good credit who would like to show their support for NASCAR and plan to take advantage of the rewards program.
Through the reward program, cardholders receive one point for every dollar spent on the card. Points are redeemable for unique NASCAR® licensed collectibles, including autographed items, die cast cars, driver jackets, on-track driving experiences, and access to the driver introduction Red Carpet area on race day.
The card has no annual fee, a 0% introductory rate for both balance transfers and cash advance checks for the first twelve billing cycles, and a reasonably low fixed interest rate for those who qualify once the introductory rate expires. It is important to understand that the APR for purchases and balance transfers will vary according to the applicant's credit history and will be either 9.99% or 15.99%.
Therefore, NASCAR fans who would like to carry a card that represents their favorite driver, will qualify for the lowest rate offered, and will take advantage of the introductory rate and the reward program will benefit most from what the NASCAR RacePoints(SM) Visa® Platinum Plus® Credit Card has to offer.
Most Attractive Feature: Very low fixed APR for purchases and balance transfers for those who qualify; 0% introductory offer; access to reward program; no annual fee.
Least Attractive Feature: No extraordinary benefits or discounts offered to cardholders aside from the reward program.
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Note: The review of this Bank of America card was updated on 08/19/2008 and is believed to be accurate during the update,
however, information posted may have since changed. We strongly suggest that you carefully read the Terms and
Conditions statement that accompanies the credit card application
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| Key Card Information |
| Introductory Rates and Terms |
| Intro Rate: | 0% APR for 12 Billing Cycles |
| Applied Towards: | Balance Transfers |
| Details: | The introductory rate is 0% for the first 12 billing cycles on balance transfers and cash advance checks. | | Miscellaneous Rates and Terms |
| Credit Limits: | n/a (Maximum) |
| Purchases APR: | 9.99% / 15.99% | | Cash Advance APR: | 19.99% | | Finance Config: | Average Daily Balance (including new purchases) | | Grace Period: | 20 Days (Min.) | | Fees Associated with this Card |
| Annual Fee: | $0 |
| Add. Cardholders: | $0 |
| Late Payment Fee: | $15 on balances up to $100; $29 on balances over $100 up to $250; $39 on balances over $250 |
| Over-the-Limit Fee: | $15 on balances up to $500; $29 on balances over $500 up to $1,000; $39 on balances over $1,000 | | Cash Advance Fee: | 3%, $10 minimum |
| Balance Transfers: | 3%, $10 minimum |
| The Rewards Program Highlights |
| Optional Reward: | No |
| Points Per Dollar: | 1 Point |
| | Points are redeemable for unique NASCAR® licensed collectibles, including autographed items, die cast cars, driver jackets, on-track driving experiences, and access to the driver introduction Red Carpet area on race day. |
| Expiration: | n/a |
| Yearly Limit: | n/a |
| Additional Highlights of Interest |
Special Card Benefits and Features
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Cards available for various NASCAR drivers.
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See website for additional benefits.
Important Notes Regarding This Offer
This card is issued by FIA Card Services, N.A.
The fixed APR for purchases and balance transfers varies according to the applicant's credit history and will be either 9.99% or 15.99%.
See website for complete terms and conditions of card usage and application disclosure. |
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