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Debt Management and Credit Cards Home
Platinum Plus MasterCard Credit Card - 1.99 for 10
issued by MBNA Canada
Platinum Plus MasterCard Credit Card - 1.99 for 10 Overall Rating
3.0 stars
Benefit Rating
3.0 stars
Application
Apply online for this card or
read on for a full review of all the features.

In-Depth Credit Card Review
This online card application is intended for residents of Canada only. For other country options, please refer to the right hand menu bar.
The Platinum Plus® MasterCard® Credit Card - 1.99 for 10, issued by MBNA Canada, is available to Canadian residents and provides cardholders with fixed interest rates and common platinum cardholder services.

There is no annual fee for this credit card program and cardholders will benefit from the low introductory AIR for the first six months on balance transfers and cheque cash advances. Some applicants may even qualify for credit limits upwards of $100,000.

The average interest rate (AIR) is fixed for purchases, balance transfers, and cash advances. There is no annual fee. The low introductory rate is available for six months, and applies to balance transfers and cash advance cheques.

Cardholders can also take advantage of the platinum benefits that come with the card, which include fraud protection, emergency card replacement, 24-hour customer service, online account access, and access to thousands of ABMs worldwide.

Those who do not qualify for the platinum card may be considered for the preferred card, which varies in terms of benefits and credit limits.

Most Attractive Feature: Low introductory rate; no annual fee
Least Attractive Feature: No rewards program


mastercard Note: The review of this MBNA Canada card was updated on 01/02/2009 and is believed to be accurate during the update, however, information posted may have since changed. We strongly suggest that you carefully read the Terms and Conditions statement that accompanies the credit card application

Key Card Information
Introductory Rates and Terms
Intro Rate:1.99% AIR for 10 Billing Cycles
Applied Towards:Balance Transfers
Details:The introductory rate is also available for cheque cash advances.
Miscellaneous Rates and Terms
Credit Limits:n/a (Maximum)
Purchases APR:17.99%
Cash Advance APR:19.99%
Grace Period:21 Days
Fees Associated with this Card
Annual Fee:$0
n/app
Add. Cardholders:$0
Late Payment Fee:See important notations.*
Over-the-Limit Fee:$35
Cash Advance Fee:Greater of $7.50 or 1%
Balance Transfers:1%

Additional Highlights of Interest
Special Card Benefits and Features
  • Various online account related services.
  • Emergency card replacement.
  • 24-hour customer service.
  • See website for additional benefits.

Important Notes Regarding This Offer
*After 1 year of inactivity with a credit balance, the fee will be the lesser of $5 or the credit balance; after 2 years the fee will be the lesser of $15 or the credit balance; after 5 years the fee will be the lesser of $25 or the credit balance; and after 9 years the fee will be the lesser of $30 or the credit balance. See website for complete terms and conditions of card usage and application disclosure.

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Platinum Plus MasterCard Credit Card - 1.99 for 10 from MBNA Canada. Card data and review by CardOffers, Inc. Apply for your credit card today.