Capital One® Platinum issued by Capital One
	Overall Rating Benefit Rating	Apply online for this card or read on for a full review of all the features.

In-Depth Credit Card Review

This online card application is intended for residents of the United States only. For other country options, please refer to the right hand menu bar. The Capital One® Platinum card is designed for those who have an average credit history and plan to take advantage of the common platinum benefits. The best feature of this card is the low interest rate on purchases and balance transfers, plus it has a $39 annual fee. There is also a 0% APR on purchases until June 2009. This card provides common benefits and services including extended warranties for purchases and no liability for unauthorized purchases. Cardholders are also eligible to receive exclusive savings: up to 40% on featured deals and 10% on everything else at Capital One® Saving Zone(SM) on Yahoo! Shopping. Therefore, those who have an average credit history and will take advantage of the reasonably low interest rates as well as the common platinum benefits will benefit most from what the Capital One® Platinum card has to offer. Most Attractive Feature: Common platinum benefits; 0% introductory rate; reasonably low APR on purchases. Least Attractive Feature: No extraordinary benefits or discounts. Apply Now For Capital One® Platinum Note: The review of this Capital One card was updated on 01/02/2009 and is believed to be accurate during the update, however, information posted may have since changed. We strongly suggest that you carefully read the Terms and Conditions statement that accompanies the credit card application

Key Card Information
Introductory Rates and Terms
Intro Rate:	0% on Purchases until June 2009
Applied Towards:	Purchases
Details:	A 0% introductory rate is available on purchases until June 2009. See terms and conditions for complete details.
Miscellaneous Rates and Terms
Credit Limits:	$3,000 (Maximum) / $300 (Minimum)
Purchases APR:	8.90%
Cash Advance APR:	22.90%
Finance Config:	Average Daily Balance (including new purchases)
Grace Period:	25 Days
Fees Associated with this Card
Annual Fee:	$39
Add. Cardholders:	$0
Late Payment Fee:	Balance of $0 - $99.99 = $15 fee; balance of $100 - $249.99 = $29 fee; balance of $250 or more = $39 fee
Over-the-Limit Fee:	Credit limit of $0 - $499.99 = $19 fee; credit limit of $500 - $999.99 = $29 fee; credit limits of $1,000 or more = $39 fee**
Cash Advance Fee:	3% of amount of the cash advance, but not less than $10.
Balance Transfers:	None

Additional Highlights of Interest

Special Card Benefits and Features $0 Fraud Liability for unauthorized use if your card is lost or stolen. 24/7 customer support and online account service. Platinum Benefits including extended warranties, travel accident insurance, and 24-hour roadside assistance. Important Notes Regarding This Offer This card is for applicants with Average Credit. *See Capital One® important disclosures for more information. **Your over-the-credit-limit fee will be based on the amount of your credit limit at the time the fee is applied.