Rewards 660 Visa Card issued by Dakota State Bank
	Overall Rating Benefit Rating	Apply online for this card or read on for a full review of all the features.

In-Depth Credit Card Review

This online card application is intended for residents of the United States only. For other country options, please refer to the right hand menu bar. The Rewards 660 Visa® Card, issued by Dakota State Bank, is a credit card designed for those with poor credit who would like an unsecured credit card. The main benefit of this unsecured credit card is that it reports to the TransUnion and Equifax credit bureaus. This is a rare opportunity for those with poor credit who would otherwise only qualify for secured or prepaid cards, which often do not report to credit bureaus or charge fees to report to credit bureaus. The annual fee applied to new accounts is $48. There is also an account set-up fee of $97, a one time program fee of $90, and a monthly maintenance fee of $15, which amounts to $180 per year. Additionally, you\'ll be required to make an initial payment of $40.00 in order to activate and use your account. The total amount of standard fees (not including penalty or default fees) is $455 for the first year. This card does have an above average interest rate for purchases, but those cardholders who can pay their monthly balances in full will be able to avoid the high rate while still taking advantage of having their card reported to TransUnion and Equifax. Therefore, those who can pay their balances in full, want an unsecured credit card, and do not mind paying the various fees may find the Rewards 660 Visa® Card to be beneficial. Most Attractive Feature: Reports to TransUnion and Equifax. Least Attractive Feature: Annual fee; no extraordinary benefits or discounts offered to cardholders. Apply Now For Rewards 660 Visa Card Note: The review of this Dakota State Bank card was updated on 09/23/2008 and is believed to be accurate during the update, however, information posted may have since changed. We strongly suggest that you carefully read the Terms and Conditions statement that accompanies the credit card application

Key Card Information
Miscellaneous Rates and Terms
Credit Limits:	$2,000 (Maximum) / $300 (Minimum)
Purchases APR:	19.92%
Cash Advance APR:	19.92%
Finance Config:	Average Daily Balance (including new purchases)
Grace Period:	25 Days
Fees Associated with this Card
Annual Fee:	$48
Add. Cardholders:	n/app
Late Payment Fee:	$39
Over-the-Limit Fee:	$39
Cash Advance Fee:	$5

Additional Highlights of Interest

Special Card Benefits and Features Various Internet account related services. Lost and stolen card reporting. See website for additional benefits. Important Notes Regarding This Offer The card has a $90 program fee and a one time $97 account set-up fee. The participation fee of $180 is divided into $15 monthly. Cash advances are subject to limitations and are not permitted within the first ninety days following card issuance. Offer not available to New York or Wisconsin residents. Initial payment of $40 required before account can be used. See website for complete terms and conditions of card usage and application disclosure.