Blue for Business Credit Card issued by American Express
	Overall Rating Benefit Rating	Apply online for this card or read on for a full review of all the features.

In-Depth Credit Card Review

This online card application is intended for residents of the United States only. For other country options, please refer to the right hand menu bar. The Blue for Business® Credit Card is designed for business owners with average credit who want the option to pay over time with no annual fee, an interest-free introductory offer on purchases, and a fee-free business rewards program. The fee-free Membership Rewards Express® program allows cardholders to earn one point for every dollar they spend. Points can be redeemed through various partners including The Home Depot and Sony. Cardholders can also book any airline at any time through the Membership Rewards Pay with Points program, or use the Express Rewards Hotel Card for hotel stays, room service, dining, or spa treatments. The card has a 0% introductory rate on purchases for 15 months, and there is no annual fee. It also offers a fixed 4.99% introductory rate on balance transfers for the life of the loan for balance transfers made during the application or within the first 45 days of membership. In relation to other business reward cards, this card has a reasonable interest rate for purchases after the introductory offer expires (for higher qualifying applicants). Cardholders will be able to take advantage of various services and benefits including purchase protection, travel accident insurance, and various travel and emergency assistance services. Through the OPEN Savings program, cardholders can also save 3% to 25% on business expenses with companies like FedEx, Delta, Hertz, Hyatt Hotels & Resorts, and more. Therefore, those business owners who qualify for the lowest rate offered and plan to take advantage of the rewards program and the introductory offers will benefit most from what the Blue for Business® Credit Card has to offer. Most Attractive Feature: Fee-free Membership Rewards Express program; no annual fee; interest-free introductory offer. Least Attractive Feature: Low rate not available to all applicants. Apply Now For Blue for Business Credit Card Note: The review of this American Express card was updated on 06/18/2008 and is believed to be accurate during the update, however, information posted may have since changed. We strongly suggest that you carefully read the Terms and Conditions statement that accompanies the credit card application

Key Card Information
Introductory Rates and Terms
Intro Rate:	0% APR for up to 15 Months
Applied Towards:	Purchases
Details:	A fixed 4.99% introductory rate is available on balance transfers for the life of the loan if the balance transfer is submitted during the application process or posted to the account within 45 days of Card membership.
Miscellaneous Rates and Terms
Credit Limits:	n/a (Maximum)
Purchases APR:	As low as Prime Rate + 2.99%
Cash Advance APR:	19.99%
Finance Config:	Average Daily Balance (including new purchases)
Grace Period:	25 Days
Fees Associated with this Card
Annual Fee:	$0
Add. Cardholders:	$0
Late Payment Fee:	$19 on balances up to $400 and $38 on balances of $400 and over
Over-the-Limit Fee:	$35
Cash Advance Fee:	3%, $5 minimum
Balance Transfers:	There is no balance transfer fee associated with this offer. However, future balance transfers may incur a fee as disclosed at the time of the applicable transaction.

The Rewards Program Highlights
Optional Reward:	Yes
Optional Reward Annual Fee:	$0
Points Per Dollar:	1 Point
Additional Points:	Earn rewards on purchases made by additional cardholders.
	Redeem points for flights on any airline at anytime, or redeem points through partners like The Home Depot and Sony.

Additional Highlights of Interest

Special Card Benefits and Features Option to enroll in fee-free Membership Rewards Express® program. Use the Express Rewards Hotel Card for hotel stays, room service, dining, or spa treatments. Access to OPEN Savings for savings on expenses with companies like FedEx, Delta, Hyatt Hotels & Resorts, and more. Save on air, hotel, and car reservations when you book through the Online Business Travel Center. Various Internet account related services. Expense management reports. Fraud protection. Return protection. Extended warranty for purchases. Purchase protection. Various travel and emergency assistance services. Medical referral services. Legal referral services. Lost and damaged luggage insurance. Emergency check cashing. Auto rental insurance. Emergency card replacement. Up to $100,000 in travel accident insurance. See website for additional benefits. Important Notes Regarding This Offer The APR for purchases varies according to the applicant\'s credit history and will be 2.99%, 4.99%, 6.99% or 9.99% + Prime Rate. See website for complete terms and conditions of card usage and application disclosure.