IberiaBank Visa Classic Card
issued by IberiaBank |
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Overall Rating
Benefit Rating
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Apply online for this card or
read on for a full review of all the features.
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 In-Depth Credit Card Review |
This online card application is intended for residents of the United States only. For other country options, please refer to the right hand menu bar.
The IberiaBank Visa® Classic Card, issued by IberiaBank, is designed for those with average credit who may occasionally carry a balance.
The card has no annual fee and offers a low introductory rate that can be applied towards balance transfers for the first six months. Although this card does not offer a rewards program, it does offer access to common services and benefits, including online account access and lost and stolen card reporting.
Therefore, those who are looking for an average credit card, plan to occasionally carry a balance, and do not care for any extraordinary benefits or discounts will benefit most from what the IberiaBank Visa® Classic Card has to offer.
Most Attractive Feature: No annual fee.
Least Attractive Feature: No rewards program.
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Note: The review of this IberiaBank card was updated on 08/20/2009 and is believed to be accurate during the update,
however, information posted may have since changed. We strongly suggest that you carefully read the Terms and
Conditions statement that accompanies the credit card application
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| Key Card Information |
| Introductory Rates and Terms |
| Intro Rate: | 1.99% APR for 6 Months |
| Applied Towards: | Balance Transfers |
| Details: | Low Introductory APR on balance transfers for the first 6 billing cycles. Applies to balance transfers processed within three months of the account open date. | | Miscellaneous Rates and Terms |
| Credit Limits: | n/a (Maximum) |
| Purchases APR: | 7.25% - 13.25%* | | Cash Advance APR: | 12.75%-19.25%* | | Finance Config: | Average Daily Balance (including new purchases) | | Grace Period: | 25 Days | | Fees Associated with this Card |
| Annual Fee: | $0 |
| Add. Cardholders: | $0 |
| Late Payment Fee: | None |
| Over-the-Limit Fee: | None | | Cash Advance Fee: | 5% of the amount of the advance, but not less than $5.00, no more than $100.00. |
| Balance Transfers: | 2% of transfer amount |
| Additional Highlights of Interest |
Special Card Benefits and Features
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Various internet account services.
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Lost and stolen card reporting.
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See website for additional benefits.
Important Notes Regarding This Offer
*This APR may vary with the market based on the Prime Rate.
See website for complete terms and conditions of card usage and application disclosure.
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