IberiaBank Visa Gold Cash Back Rewards Card
issued by IberiaBank |
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Apply online for this card or
read on for a full review of all the features.
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 In-Depth Credit Card Review |
This online card application is intended for residents of the United States only. For other country options, please refer to the right hand menu bar.
The IberiaBank Visa® Gold Cash Back Rewards Card, issued by Pulaski Bank, is designed for those with good credit who would like to take advantage of the cash reward program.
Through the rewards program, cardholders earn a 1% cash rebate per dollar spent on all purchases. There is no limit to the amount of rebates cardholders may earn and rebates do not expire for the life of the account.
The card has no annual fee and the interest rate for purchases is very low for a reward card (for those who qualify). Plus, the card offers a 0% introductory rate on balance transfers submitted during the first three months for the first six months of membership.
In addition to the cash rebate, cardholders have access to common gold benefits, such as up to $500,000 in travel accident insurance, lost and stolen card reporting, and various online account services.
Therefore, those who qualify for the lowest rate offered, do not want to pay an annual fee, and plan to take advantage of the cash rebate program will benefit most from what the IberiaBank Visa® Gold Cash Back Rewards Card has to offer.
Most Attractive Feature: Low APR for those who qualify; No yearly limit or expiration on rebates.
Least Attractive Feature: Minimal benefits offered.
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Note: The review of this IberiaBank card was updated on 07/15/2008 and is believed to be accurate during the update,
however, information posted may have since changed. We strongly suggest that you carefully read the Terms and
Conditions statement that accompanies the credit card application
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| Key Card Information |
| Introductory Rates and Terms |
| Intro Rate: | 0% APR for 6 Months |
| Applied Towards: | Balance Transfers |
| Details: | The introductory rate is available on balance transfers submitted during the first three months. | | Miscellaneous Rates and Terms |
| Credit Limits: | n/a (Maximum) |
| Purchases APR: | 5.99% | | Cash Advance APR: | 6.99% | | Finance Config: | Average Daily Balance (including new purchases) | | Grace Period: | 25 Days | | Fees Associated with this Card |
| Annual Fee: | $0 |
| Add. Cardholders: | $0 |
| Late Payment Fee: | $15 on balances up to $100; $29 on balances of $100 through $1,000; $35 on balances over $1,000 |
| Over-the-Limit Fee: | $35 | | Cash Advance Fee: | 5%, $5 minimum, $100 maximum |
| Balance Transfers: | None |
| The Rewards Program Highlights |
| Optional Reward: | No |
| Rebate Minimum: | 1% |
| Rebate Maximum: | 1% |
| | Earn a 1% rebate per dollar spent on general purchases. |
| Additional Highlights of Interest |
Special Card Benefits and Features
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Various Internet account related services.
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Lost and stolen card reporting.
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Up to $500,000 in travel accident insurance.
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See website for additional benefits.
Important Notes Regarding This Offer
The APR for purchases and balance transfers varies according to the applicant's credit history and will be 0.99%, 1.99%, or 2.99% + Prime Rate.
The APR for cash advances varies according to the applicant's credit history and will be 1.99%, 2.99%, or 3.99% + Prime Rate.
See website for complete terms and conditions of card usage and application disclosure.
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