Capital One® No Hassle Cash(SM) Rewards for Students issued by Capital One
	Overall Rating Benefit Rating	Apply online for this card or read on for a full review of all the features.

In-Depth Credit Card Review

This online card application is intended for residents of the United States only. For other country options, please refer to the right hand menu bar. The Capital One® No Hassle Cash(SM) Rewards for Students is for students with a limited credit history who are looking to take advantage of the cash reward program. Through the reward program, cardholders earn a full 1% cash back on all purchases, and a 25% bonus on all cash earned in the previous year. There is no limit to the amount of cash back that can be earned, no expiration date, and no minimum required to redeem for cash. Cash rewards can also be redeemed for gift cards. This card has a $29 annual fee, a 0% introductory rate that can be applied to purchases until February 2009 and a high interest rate for purchases and balance transfers once the introductory rate expires. In addition, this card provides platinum benefits and services including extended warranties for purchases, travel accident insurance, and roadside assistance. Cardholders are also eligible to receive exclusive savings: up to 40% on featured deals and 10% on everything else at Capital One® Saving Zone(SM) on Yahoo! Shopping. Therefore, those students who want a cash back reward card and will take advantage of the additional services may benefit most from what the Capital One® No Hassle Cash(SM) Rewards for Students card has to offer. Most Attractive Feature: Common platinum benefits; reward program. Least Attractive Feature: Annual fee. Apply Now For Capital One® No Hassle Cash(SM) Rewards for Students Note: The review of this Capital One card was updated on 09/29/2008 and is believed to be accurate during the update, however, information posted may have since changed. We strongly suggest that you carefully read the Terms and Conditions statement that accompanies the credit card application

Key Card Information
Introductory Rates and Terms
Intro Rate:	0% on Purchases until February 2009
Applied Towards:	Purchases
Details:	A 0% introductory rate is available on purchases until February 2009. See terms and conditions for complete details.
Miscellaneous Rates and Terms
Credit Limits:	$3,000 (Maximum) / $300 (Minimum)
Purchases APR:	16.90%
Cash Advance APR:	22.90%
Finance Config:	Average Daily Balance (including new purchases)
Grace Period:	25 Days
Fees Associated with this Card
Annual Fee:	$29
Add. Cardholders:	$0
Late Payment Fee:	Balance of $0 - $99.99 = $15 fee; balance of $100 - $249.99 = $29 fee; balance of $250 or more = $39 fee
Over-the-Limit Fee:	Credit limit of $0 - $499.99 = $19 fee; credit limit of $500 - $999.99 = $29 fee; credit limits of $1,000 or more = $39 fee**
Cash Advance Fee:	3% of amount of the cash advance, but not less than $10.
Balance Transfers:	None

The Rewards Program Highlights
Optional Reward:	No
Rebate Minimum:	1%
Rebate Maximum:	25%
Additional Rebates:	Cardholders earn a full 1% cash back on all purchases, and a 25% bonus on all cash earned in the previous year.
	There is no limit to the amount of cash back that can be earned, no expiration date, and no minimum required to redeem for cash. Cash rewards can also be redeemed for gift cards.

Additional Highlights of Interest

Special Card Benefits and Features Exclusive savings: up to 40% off featured deals and 10% savings on everything else at Capital One® Saving Zone(SM) on Yahoo! Shopping. 24/7 customer support and online account service. $0 Fraud Liability for unauthorized use if your card is lost or stolen. Additional safety on your purchases, thanks to extended warranty program. 24-hour Roadside Assistance with lock-out service, towing, and flat repair. $100,000 Worldwide Automatic Travel Accident Insurance. Collision, Damage, and Loss Insurance on rental cars. Emergency card replacement or cash advance if your card is lost or stolen. Important Notes Regarding This Offer This card is for applicants with Limited Credit History. *See Capital One® important disclosures for more information. **The over-the-credit-limit fee will be based on the amount of the cardholder's credit limit at the time the fee is applied.