Capital One® No Hassle Miles(SM) Ultra-For Professionals issued by Capital One |
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Benefit Rating
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Apply online for this card or read on for a full review of all the features.
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In-Depth Credit Card Review |
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The Capital One® No Hassle Miles(SM) Ultra-For Professionals card is the perfect card for professionals with excellent credit that want to earn airline miles rewards for all of their purchases.
Through the rewards program, cardholders will earn two miles for each dollar spent on all purchases. Miles won't expire, and there is no limit to the amount of miles that you can earn. Plus, miles are redeemable on any airline, anytime, with no blackout dates or seat restrictions. Miles can also be redeemed for cash, merchandise, charitable donations, and gift cards.
This card has an annual fee of $39; however, it does offer a reasonably low interest rate for purchases and balance transfers and also offers a 0% introductory APR on purchases until October 2009.
This card provides common platinum benefits such as emergency roadside assistance, purchase insurance, and concierge services. Cardholders are also eligible to receive exclusive savings: up to 40% on featured deals and 10% on everything else at Capital One® Saving Zone(SM) on Yahoo! Shopping.
Therefore, those who want a great airline miles rewards card will benefit most from what the Capital One® No Hassle Miles(SM) Ultra-For Professionals card has to offer.
Most Attractive Feature: Common platinum benefits; rewards program.
Least Attractive Feature: Annual fee.
Note: The review of this Capital One card was updated on 09/30/2008 and is believed to be accurate during the update,
however, information posted may have since changed. We strongly suggest that you carefully read the Terms and
Conditions statement that accompanies the credit card application
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| Key Card Information |
| Introductory Rates and Terms |
| Intro Rate: | 0% on Purchases Until October 2009 |
| Applied Towards: | Purchases |
| Miscellaneous Rates and Terms |
| Credit Limits: | $30,000 (Maximum) / $500 (Minimum) |
| Purchases APR: | 9.90% | | Cash Advance APR: | 22.90% | | Finance Config: | Average Daily Balance (including new purchases) | | Grace Period: | 25 Days | | Fees Associated with this Card |
| Annual Fee: | $39 |
| Add. Cardholders: | $0 |
| Late Payment Fee: | Balance of $0 - $99.99 = $15 fee; balance of $100 - $249.99 = $29 fee; balance of $250 or more = $39 fee |
| Over-the-Limit Fee: | None | | Cash Advance Fee: | 3% of amount of the cash advance, but not less than $10. |
| Balance Transfers: | None |
| The Rewards Program Highlights |
| Optional Reward: | No |
| Miles Per Dollar: | 2 Miles |
| | Miles are redeemable on any airline, anytime, with no blackout dates or seat restrictions. Miles can also be redeemed for cash, merchandise, charitable donations, and gift cards. |
| Miles Compatible with Frequent Flyer Program: | No |
| Additional Highlights of Interest |
Special Card Benefits and Features
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Manage your finances with a year-end summary of purchases.
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Purchase Assurance - fraudulent purchases made on your lost or stolen card will be refunded in 90 days 24-Hour Travel and Emergency Assistance.
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MasterCard Global Services® - international 24/7 card assistance.
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Travel Assistance Services offering free roadside emergency services and a host of other benefits.
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24-Hour Customer Service-available whenever you need assistance.
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Concierge Services-from flowers to flights, have someone else do it for you.
Important Notes Regarding This Offer
This card is for applicants with Excellent Credit.
*See Capital One® important disclosures for more information. |
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