The Nature Conservancy Platinum Plus Visa Credit Card issued by Bank of America
	Overall Rating Benefit Rating	Apply online for this card or read on for a full review of all the features.

In-Depth Credit Card Review

This online card application is intended for residents of the United States only. For other country options, please refer to the right hand menu bar. The Nature Conservancy Platinum Plus® Visa® Credit Card, issued by FIA Card Services, N.A., is designed for those who would like to show their support for The Nature Conservancy and will take advantage of the rewards program. Through the WorldPoints® rewards program, cardholders will earn one point per dollar on all purchases. Accumulated points may be redeemed for unlimited cash rewards, free travel with no blackout dates, valuable merchandise, gift cards, and more. In addition, for every new account that is opened, Bank of America will make a contribution to The Nature Conservancy to help support efforts to preserve and protect land and water worldwide at no additional cost to the cardholder. Aside from the rewards program, cardholders will have access to a variety of platinum benefits such as fraud protection, online account access, and various card designs to choose from. Plus, cardholders will receive a 1 year membership and subscription to Nature Conservancy magazine upon approval. The card has no annual fee, a 0% introductory rate on balance transfers and cash advance checks for the first twelve months, and a very low fixed interest rate for purchases (for those who qualify). Therefore, those who are looking to transfer balances at a 0% interest rate, would like to show their support for The Nature Conservancy, and plan to take advantage of the rewards program will benefit most from what the Nature Conservancy Visa® Card has to offer. Most Attractive Feature: 0% introductory rate; no annual fee; donation program. Least Attractive Feature: Card not eligible for enrollment in the WorldPoints® Reward Program. Apply Now For The Nature Conservancy Platinum Plus Visa Credit Card Note: The review of this Bank of America card was updated on 08/25/2008 and is believed to be accurate during the update, however, information posted may have since changed. We strongly suggest that you carefully read the Terms and Conditions statement that accompanies the credit card application

Key Card Information
Introductory Rates and Terms
Intro Rate:	0% APR for 12 Billing Cycles
Applied Towards:	Balance Transfers
Details:	The introductory rate is also available for cash advance checks.
Miscellaneous Rates and Terms
Credit Limits:	n/a (Maximum)
Purchases APR:	9.99%
Cash Advance APR:	24.99%
Finance Config:	Average Daily Balance (including new purchases)
Grace Period:	20 Days (Min.)
Fees Associated with this Card
Annual Fee:	$0
Add. Cardholders:	$0
Late Payment Fee:	$15 on balances up to $100; $29 on balances over $100 up to $250; $39 on balances over $250
Over-the-Limit Fee:	$15 on balances up to $500; $29 on balances over $500 up to $1,000; $39 on balances over $1,000
Cash Advance Fee:	3%, $10 minimum
Balance Transfers:	3%, $10 minimum

The Rewards Program Highlights
Optional Reward:	No
Points Per Dollar:	1 Point
	Points can be redeemed for unlimited cash rewards, free travel with no blackout dates, merchandise, gift cards and more.
Expiration:	5 Years

Additional Highlights of Interest

Special Card Benefits and Features Various card designs to choose from. Various Internet account related services. Fraud protection. Complimentary one-year membership and subscription to Nature Conservancy magazine. Each time the card is used, a donation is made to support The Nature Conservancy. See website for additional benefits. Important Notes Regarding This Offer The fixed APR for purchases and balance transfers varies according to the applicant's credit history and will be either 9.99% or 15.99%. See website for complete terms and conditions of card usage and application disclosure.