BoatU.S. WorldPoints Platinum Plus Visa Card
issued by Bank of America |
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Benefit Rating
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Apply online for this card or
read on for a full review of all the features.
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 In-Depth Credit Card Review |
This online card application is intended for residents of the United States only. For other country options, please refer to the right hand menu bar.
The BoatU.S.™ WorldPoints® Platinum Plus® Visa® Card, issued by FIA Card Services, N.A., is designed for boating fans with very good credit who want to participate in the WorldPoints® rewards program.
Through the WorldPoints® rewards program, cardholders earn one point for every dollar they spend on the card. Points are redeemable for cash, travel, merchandise, gift certificates, and more. Points will expire five years after they are earned.
The card has no annual fee, a 0% introductory rate for both balance transfers and cash advance checks for the first twelve billing cycles, and a reasonably low fixed interest rate once the introductory rate expires.
The card also provides various benefits and services including fraud protection, online access, and access to a personal concierge service. Cardholders will also be able to choose from several card designs.
Therefore, those boating fans who would like to participate in the WorldPoints® rewards program and will take advantage of the introductory rate will benefit most from what the BoatU.S.™ WorldPoints® Platinum Plus® Visa® Card has to offer.
Most Attractive Feature: Common platinum benefits; no annual fee; reward program; 0% introductory rate.
Least Attractive Feature: Points expire five years after they are earned.
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Note: The review of this Bank of America card was updated on 09/22/2008 and is believed to be accurate during the update,
however, information posted may have since changed. We strongly suggest that you carefully read the Terms and
Conditions statement that accompanies the credit card application
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| Key Card Information |
| Introductory Rates and Terms |
| Intro Rate: | 0% APR for 12 Billing Cycles |
| Applied Towards: | Balance Transfers |
| Details: | The introductory rate is 0% for the first 12 billing cycles on balance transfers and cash advance checks. | | Miscellaneous Rates and Terms |
| Credit Limits: | n/a (Maximum) |
| Purchases APR: | 9.9% / 15.99% | | Cash Advance APR: | 19.99% | | Finance Config: | Average Daily Balance (including new purchases) | | Grace Period: | 20 Days (Min.) | | Fees Associated with this Card |
| Annual Fee: | $0 |
| Add. Cardholders: | $0 |
| Late Payment Fee: | $15 on balances up to $100; $29 on balances over $100 up to $250; $39 on balances over $250 |
| Over-the-Limit Fee: | $15 on balances up to $500; $29 on balances over $500 up to $1,000; $39 on balances over $1,000 | | Cash Advance Fee: | 3%, $10 minimum |
| Balance Transfers: | 3%, $10 minimum |
| The Rewards Program Highlights |
| Optional Reward: | No |
| Points Per Dollar: | 1 Point |
| | Points are redeemable for travel rewards, merchandise, gift certificates, cash, and more. |
| Expiration: | 5 Years |
| Additional Highlights of Interest |
Special Card Benefits and Features
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See website for additional benefits.
Important Notes Regarding This Offer
The fixed APR for purchases and balance transfers varies according to the applicant's credit history and will be either 9.9% or 15.99%.
This card is issued by FIA Card Services, N.A.
See website for complete terms and conditions of card usage and application disclosure.
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