SimplyCash Business Card from American Express issued by American Express
	Overall Rating Benefit Rating	Apply online for this card or read on for a full review of all the features.

In-Depth Credit Card Review

This online card application is intended for residents of the United States only. For other country options, please refer to the right hand menu bar. The SimplyCash® Business Card from American Express is designed for those with very good credit and who plan to take advantage of the cash back reward program. Cardholders have access to the cash back reward program for no additional fee. Through the reward program, cardholders earn a 4% rebate on office supplies and wireless servcies (certain restrictions apply), a 3% rebate on automobile gas, and they earn a 1% rebate on all other purchases. Rebates are automatically credited to the cardholder's statement each month, and there is no limit to the amount of cash back that can be earned. The card has no annual fee, and it has a very low interest rate for purchases and balance transfers. Cardholders can also take advantage of the 0% introductory rate on purchases for up to twelve months and the 7.99% introductory rate on balance transfers for the life of the loan on balance transfers submitted during the first six months. As with all business credit cards issued by American Express®, cardholders will be able to take advantage of various additional services and benefits. Some of the benefits include travel accident insurance, purchase protection, and special discounts from select retailers. Therefore, those who plan to make qualified purchases to receive the 5% rebate, would like the option to carry a balance, and will take advantage of the introductory offers will benefit most from what the SimplyCash® Business Card from American Express has to offer. Most Attractive Feature: No annual fee; unlimited cash back; 0% introductory rate. Least Attractive Feature: Restrictions apply to which purchases receive the 5% rebate; not all applicants may qualify for the lowest rate offered. Apply Now For SimplyCash Business Card from American Express Note: The review of this American Express card was updated on 10/02/2008 and is believed to be accurate during the update, however, information posted may have since changed. We strongly suggest that you carefully read the Terms and Conditions statement that accompanies the credit card application

Key Card Information
Introductory Rates and Terms
Intro Rate:	0% APR for Up to 12 Months
Applied Towards:	Purchases
Details:	A 7.99% introductory rate is available on balance transfers for the life of the loan if a transfer is submitted during the first 6 months.
Miscellaneous Rates and Terms
Credit Limits:	n/a (Maximum)
Purchases APR:	As low as Prime + 0%
Cash Advance APR:	19.99%
Finance Config:	Average Daily Balance (including new purchases)
Grace Period:	25 Days
Fees Associated with this Card
Annual Fee:	$0
Add. Cardholders:	$0
Late Payment Fee:	$19 on balances up to $400 and $38 on balances of $400 and over
Over-the-Limit Fee:	$35
Cash Advance Fee:	3%, $5 minimum for Express Cash transactions
Balance Transfers:	There is no balance transfer fee associated with this offer. However, future balance transfers may incur a fee as disclosed at the time of the applicable transaction.

The Rewards Program Highlights
Optional Reward:	No
Rebate Minimum:	1%
Rebate Maximum:	5%
Additional Rebates:	Cardholders earn a 5% rebate on office supplies and wireless services (in each case not purchased at a warehouse club, superstore, or supermarket), 3% on automobile gas purchases of up to $12,000 per year; 1% thereafter, and they will earn a 1% rebate on virtually all other purchases.
	The rebate will be automatically credited to the statement each month.

Additional Highlights of Interest

Special Card Benefits and Features Various Internet account related services. Access to OPEN: The Small Business Network services. Discounts on products and services at participating merchants and retailers. Purchase protection. Travel accident insurance. Emergency card replacement. Emergency check-in service. Various travel and emergency assistance services. See website for additional benefits. Important Notes Regarding This Offer The APR for purchases varies according to the applicant\'s credit history and will be 0.00%, 3.99%, 6.99%, or 9.99% + Prime Rate. See website for complete terms and conditions of card usage and application disclosure.