Capital One® No Hassle Cash(SM) Rewards
issued by Capital One |
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read on for a full review of all the features.
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 In-Depth Credit Card Review |
This online card application is intended for residents of the United States only. For other country options, please refer to the right hand menu bar.
The Capital One® No Hassle Cash(SM) Rewards card is a credit card designed for those who have an average credit history and are looking to earn cash rewards.
Through the reward program, cardholders earn a full 1% cash back on purchases, and they earn a 25% bonus on all cash earned in the previous year. There is no limit to the amount of cash back that can be earned, no expiration date, and no minimum required to redeem for cash.
This card has an annual fee of $29 and an average interest rate for purchases and balance transfers. There is also a 0% APR interest rate on purchases until December 2008.
This card provides platinum benefits and services including roadside assistance, extended warranties for purchases, and travel accident insurance. Cardholders are also eligible to receive exclusive savings: up to 40% on featured deals and 10% on everything else at Capital One® Saving Zone(SM) on Yahoo! Shopping.
Therefore, those who have an average credit history and want a cash back reward card will benefit most from what the
Capital One® No Hassle Cash(SM) Rewards card has to offer.
Most Attractive Feature: Reward program.
Least Attractive Feature: Limited platinum cardholder benefits and services.
Note: The review of this Capital One card was updated on 07/16/2008 and is believed to be accurate during the update,
however, information posted may have since changed. We strongly suggest that you carefully read the Terms and
Conditions statement that accompanies the credit card application
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| Key Card Information |
| Introductory Rates and Terms |
| Intro Rate: | 0% on Purchases until December 2008 |
| Applied Towards: | Purchases |
| Details: | A 0% introductory rate is available on purchases until December 2008. See terms and conditions for complete details. | | Miscellaneous Rates and Terms |
| Credit Limits: | $3,000 (Maximum) / $300 (Minimum) |
| Purchases APR: | 16.65% | | Cash Advance APR: | 22.65% | | Finance Config: | Average Daily Balance (including new purchases) | | Grace Period: | 25 Days | | Fees Associated with this Card |
| Annual Fee: | $29 |
| Add. Cardholders: | $0 |
| Late Payment Fee: | Balance of $0 - $99.99 = $15 fee; balance of $100 - $249.99 = $29 fee; balance of $250 or more = $39 fee |
| Over-the-Limit Fee: | Credit limit of $0 - $499.99 = $19 fee; credit limit of $500 - $999.99 = $29 fee; credit limits of $1,000 or more = $39 fee** | | Cash Advance Fee: | 3% of amount of the cash advance, but not less than $10. |
| Balance Transfers: | None |
| The Rewards Program Highlights |
| Optional Reward: | No |
| Rebate Minimum: | 1% |
| Rebate Maximum: | 25% |
| Additional Rebates: | Cardholders earn a full 1% cash back on purchases, and they earn a 25% bonus on all cash earned in the previous year. |
| | There is no limit to the amount of cash back that can be earned, no expiration date, and no minimum required to redeem for cash. |
| Expiration: | None |
| Additional Highlights of Interest |
Special Card Benefits and Features
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Platinum Benefits include 24-hour travel and emergency assistance, as well as customer support and online account services.
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Exclusive savings: up to 40% off featured deals and 10% savings on everything else at Capital One® Saving Zone(SM) on Yahoo! Shopping.
Important Notes Regarding This Offer
*See Capital One® important disclosures for more information.
**The over-the-credit-limit fee will be based on the amount of the
cardholder's credit limit at the time the fee is applied.
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