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Capital One® No Hassle Cash(SM) Rewards - Good Credit
issued by Capital One
Capital One® No Hassle Cash(SM) Rewards - Good Credit Overall Rating
3.5 stars
Benefit Rating
3.5 stars
Application
Apply online for this card or
read on for a full review of all the features.

In-Depth Credit Card Review
This online card application is intended for residents of the United States only. For other country options, please refer to the right hand menu bar.
The Capital One® No Hassle Cash(SM) Rewards - Good Credit card is for people with good credit and is ideal for those who would like a card that offers a cash back reward program.

Through the reward program, cardholders earn a 2% cash back on purchases at gas stations and major grocery stores and 1% cash back on all other purchases. There is no limit to the amount of cash back that can be earned, no expiration date, and no minimum required to redeem for cash. Cash rewards can also be redeemed for gift cards.

This card has no annual fee and it has a high interest rate for purchases and balance transfers.

In addition, this card provides platinum benefits and services including extended warranties for purchases, travel accident insurance, and roadside assistance. Cardholders are also eligible to receive exclusive savings: up to 40% on featured deals and 10% on everything else at Capital One® Saving Zone(SM) on Yahoo! Shopping.

Therefore, those who want a cash back reward card and will take advantage of the additional services will benefit most from what the
Capital One® No Hassle Cash(SM) Rewards - Good Credit card has to offer.

Most Attractive Feature: 2% cash back on purchases at gas stations and major grocery stores; 1% cash back on all other purchases.
Least Attractive Feature: 2% cash back reward only applies to gas stations and major, not all, grocery retailers.


Note: The review of this Capital One card was updated on 08/20/2008 and is believed to be accurate during the update, however, information posted may have since changed. We strongly suggest that you carefully read the Terms and Conditions statement that accompanies the credit card application

Key Card Information
Miscellaneous Rates and Terms
Credit Limits:$10,000 (Maximum) / $500 (Minimum)
Purchases APR:16.90%
Cash Advance APR:22.90%
Finance Config:Average Daily Balance (including new purchases)
Grace Period:25 Days
Fees Associated with this Card
Annual Fee:$0
Add. Cardholders:$0
Late Payment Fee:Balance of $0 - $99.99 = $15 fee; balance of $100 - $249.99 = $29 fee; balance of $250 or more = $39 fee
Over-the-Limit Fee:$39 fee
Cash Advance Fee:3% of amount of the cash advance, but not less than $10.
Balance Transfers:None

The Rewards Program Highlights
Optional Reward:No
Rebate Minimum:1%
Rebate Maximum:2%
Additional Rebates:2% cash back on purchases at gas stations and major grocery stores and 1% cash back on all other purchases.
  There is no limit to the amount of cash back that can be earned, no expiration date, and no minimum required to redeem for cash. Cash rewards can also be redeemed for gift cards.
Expiration:None

Additional Highlights of Interest
Special Card Benefits and Features
  • Exclusive savings: up to 40% off featured deals and 10% savings on everything else at Capital One® Saving Zone(SM) on Yahoo! Shopping.
  • 24-hour Roadside Assistance with lock-out service, towing, and flat repair.
  • $100,000 Worldwide Automatic Travel Accident Insurance.
  • Collision, Damage, and Loss Insurance on rental cars.
  • Emergency card replacement or cash advance if your card is lost or stolen.

Important Notes Regarding This Offer
This card is for applicants with Good Credit. *See Capital One® important disclosures for more information.

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Capital One® No Hassle Cash(SM) Rewards - Good Credit from Capital One. Card data and review by CardOffers, Inc. Apply for your credit card today.