Discover® Business Card issued by Discover
	Overall Rating Benefit Rating	Apply online for this card or read on for a full review of all the features.

In-Depth Credit Card Review

This online card application is intended for residents of the United States only. For other country options, please refer to the right hand menu bar. The Discover® Business Card is a card that is designed for those looking for a business card with a little something extra. In this case, that little something extra includes a $100 Cashback Bonus.** This business card has a rewards program where account holders can earn a full 5% on the first $2,000 in office supply purchases, a full 2% on the first $2,000 in gas purchases, up to 1% for other purchases, and .25% for purchases made at select warehouse clubs and discount stores. Account holders who spend up to $5,000 on other purchases, will receive a .25% rebate. Those who spend over $5,000 will receive a 1% rebate.* Both office supply and gas purchases in excess of $2,000 earn a rebate at the same rate as other purchases. As an added bonus, account holders can earn up to a double Cashback Bonus when their rebates are redeemed as gift certificates from participating Discover® Card Partners. There is no yearly limit on the amount of rebates that can be earned and rebates do not expire as long as the account is active within a 36-month period. The Discover® Business Card has no annual fee and has an attractive 0% introductory rate on purchases for the first twelve months and a 3.9% introductory rate on balance transfers for the first six months. The APR for this card is reasonable for those who qualify. In addition to the reward program, this card also provides several platinum benefits including fraud and security protection services as well as access to PurchaseChecks. Account holders can also receive discounts on products and services at participating merchants and retailers. For account holders who plan on spending more than $5,000 a year and who plan on taking advantage of the Cashback Bonus program, the Discover® Business Card will be a great fit. *It is important to note that like many cash reward cards, the highest rebate offered will not apply to all purchases made with the credit card. In this case, 1% will only be applied only to those purchases made after the cardholder spends over $5,000 in one year, so the overall cash rebate earned will be less than 1%, depending on the amount spent. For instance, if the cardholder were to spend $6,000, only $1,000 of this amount would be applied towards the 1% rebate. However, this does not take into account any promotional offers or the full 5% Cashback Bonus award. Most Attractive Feature: Double cash rebates at participating retailers and merchants (through the Cashback Bonus award program); no annual fee. Least Attractive Feature: Various restrictions applied to reward program. Apply Now For Discover® Business Card Note: The review of this Discover card was updated on 06/27/2008 and is believed to be accurate during the update, however, information posted may have since changed. We strongly suggest that you carefully read the Terms and Conditions statement that accompanies the credit card application

Key Card Information
Introductory Rates and Terms
Intro Rate:	0% Intro APR*
Applied Towards:	Purchases, Balance Transfers
Details:	There is a 0% introductory APR* on card purchases for 12 months and a 3.9% introductory APR* on balance transfers for 6 months. See terms and conditions for complete details.
Miscellaneous Rates and Terms
Credit Limits:	n/a (Maximum)
Purchases APR:	13.99%
Cash Advance APR:	22.99%
Finance Config:	Average Daily Balance (including new purchases)
Grace Period:	20 Days (Min.)
Fees Associated with this Card
Annual Fee:	$0
Add. Cardholders:	$0
Late Payment Fee:	$0 on balances up to $100; $39 on balances of $100 and over
Over-the-Limit Fee:	$0 on balances of $1,000 or less; $39 on balances over $1,000
Cash Advance Fee:	3%, $5 minimum
Balance Transfers:	3% for each balance transfer made under this offer, with a minimum of $5 and a maximum of $75

The Rewards Program Highlights
Optional Reward:	No
Rebate Minimum:	.25%
Rebate Maximum:	5%
Additional Rebates:	Earn a full 5% on the first $2,000 in office supply purchases and a full 2% on the first $2,000 in gas purchases (through the Cashback Bonus® reward program). Earn a 0.25% rebate at select warehouse clubs and discount stores. Earn up to double Cashback Bonus® at participating Discover Card Partners.
	Earn a 0.25% rebate for up to $5,000 in other purchases and 1% for over $5,000. Reward is redeemable in $20 increments only. Office supply purchases in excess of $2,000 and gas purchases in excess of $2,000 earn the Cashback Bonus® at the same rate as other purchases.
Expiration:	None (Account inactivity for more than 36 months could result in the forfeiture of some or all of the Cashback Bonus.)

Additional Highlights of Interest

Special Card Benefits and Features Various Internet account related services. Access to PurchaseChecks. Fraud and security protection services. Discounts on products and services at participating merchants and retailers. See website for additional benefits. Important Notes Regarding This Offer *View Discover® Card Rates, Fees, Rewards and Other Important Information ** Earn a $100 Cashback Bonus when you make $1000 in purchases within 3 months after your account is opened. Offer valid for new accounts only; limit one per account. We are not responsible for merchant delays in processing transactions. Promotional reward will be applied within 8 weeks. See Cashback Bonus Terms and Conditions for full details. See website for complete terms and conditions of card usage and application disclosure.