Chase Platinum Visa Card
issued by Chase |
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Overall Rating
Benefit Rating
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Apply online for this card or
read on for a full review of all the features.
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 In-Depth Credit Card Review |
This online card application is intended for residents of the United States only. For other country options, please refer to the right hand menu bar.
The Chase Platinum Visa® Card, issued by Chase, is designed for those who have very good credit and are looking for an overall good platinum card with a rewards program.
Through the rewards program, cardholders earn one point for every dollar spent on purchases. Points may be redeemed for cash back, merchandise, travel, and gift cards. Points expire in five years, and there is a maximum of 60,000 points that may be earned per year.
The credit card has a reasonable interest rate (for those who qualify), an attractive 0% introductory rate for up to 12 months on purchases and balance transfers, and no annual fee.
This platinum card does offer a variety of additional cardholder benefits that include travel accident insurance, auto rental insurance, and free online account access.
Therefore, those who have a very good credit history, want to participate in the rewards program, and plan to take advantage of the various additional services and benefits will find the Chase Platinum Visa® Card to be an ideal card.
It is important to note that the various interest rates that can be applied to an individual's account may be confusing and should be fully understood before applying for the credit card.
Most Attractive Feature: 0% introductory rate; no annual fee; access to free rewards program.
Least Attractive Feature: Higher APR for less qualifying applicants.
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Note: The review of this Chase card was updated on 09/22/2008 and is believed to be accurate during the update,
however, information posted may have since changed. We strongly suggest that you carefully read the Terms and
Conditions statement that accompanies the credit card application
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| Key Card Information |
| Introductory Rates and Terms |
| Intro Rate: | 0% APR for up to 12 Months |
| Applied Towards: | Purchases, Balance Transfers |
| Miscellaneous Rates and Terms |
| Credit Limits: | n/a (Maximum) |
| Purchases APR: | 10.99% | | Cash Advance APR: | 20.99% | | Finance Config: | Average Daily Balance (including new purchases) | | Grace Period: | 20 Days (Min.) | | Fees Associated with this Card |
| Annual Fee: | $0 |
| Add. Cardholders: | $0 |
| Late Payment Fee: | $15 on balances up to $100; $29 on balances of $100 up to $250; $39 on balances of $250 and over |
| Over-the-Limit Fee: | $39 | | Cash Advance Fee: | 3%, $10 minimum |
| Balance Transfers: | 3%, $5 minimum, $99 maximum |
| The Rewards Program Highlights |
| Optional Reward: | Yes |
| Points Per Dollar: | 1 Point |
| | Points are redeemable for cash back, merchandise, travel, or gift cards. |
| Expiration: | 5 Years |
| Yearly Limit: | 60,000 Points (5,000 per billing cycle) |
| Additional Highlights of Interest |
Special Card Benefits and Features
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Various Internet account related services.
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No liability for unauthorized transactions.
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Lost and stolen card reporting.
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Emergency cash replacement.
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Emergency card replacement.
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Various travel and emergency assistance services.
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Travel accident insurance.
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Extended warranty for purchases.
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Auto rental insurance (Auto Rental Collision Damage Waiver).
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Year-end financial statement (upon request).
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See website for additional benefits.
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Certain restrictions, limitations, and exclusions apply.
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If an account is opened, please refer to the Guide to Benefits for details.
Important Notes Regarding This Offer
The APR for purchases varies according to the applicant's credit history and will be 5.99%, 9.99%, or 14.99% + Prime Rate.
The APR for cash advances varies according to the applicant\'s credit history and is either 15.99% or 19.99% + Prime Rate.
See website for complete terms and conditions of card usage and application disclosure. |
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