PetRewards Platinum Plus Visa Credit Card issued by Bank of America
	Overall Rating Benefit Rating	Apply online for this card or read on for a full review of all the features.

In-Depth Credit Card Review

This online card application is intended for residents of the United States only. For other country options, please refer to the right hand menu bar. The PetRewards® Platinum Plus® Visa® Credit Card, issued by FIA Card Services, N.A., is designed for those with very good credit who would like to earn points toward pet-related rewards. Through the rewards program, cardholders earn two points for every dollar spent at participating veterinary clinics, pet food retailers, farm and feed stores, and neighborhood pet specialty stores, and they earn one point for all other purchases. Cardholders receive an additional 500 bonus points after their first purchase, and rewards begin at just 750 points. Points are redeemable for veterinary services, pet food discount certificates, and shelter donations. The card has no annual fee. There is a 0% introductory rate on purchases, balance transfers, and cash advance checks for the first six billing cycles, and the interest rate for purchases and balance transfers is reasonably low after the introductory rate expires. In addition to the rewards program, the card also offers cardholders platinum benefits such as auto rental insurance, various travel and emergency assistance services, purchase replacement, and no liability for unauthorized transactions. Cardholders can also choose to have their favorite photo of their pet on their card, or they can choose from several card designs. Therefore, those who want to participate in the rewards program, plan to take advantage of the introductory offer, and will take advantage of the additional services will benefit most from what the PetRewards® Platinum Plus® Visa® Credit Card has to offer. Most Attractive Feature: Double points on qualifying purchases; bonus points; no annual fee; 0% introductory rate. Least Attractive Feature: Yearly limit on points. Apply Now For PetRewards Platinum Plus Visa Credit Card Note: The review of this Bank of America card was updated on 08/19/2008 and is believed to be accurate during the update, however, information posted may have since changed. We strongly suggest that you carefully read the Terms and Conditions statement that accompanies the credit card application

Key Card Information
Introductory Rates and Terms
Intro Rate:	0% APR for 6 Billing Cycles
Applied Towards:	Purchases, Balance Transfers
Details:	The introductory rate applies to the first six billing cycles. The introductory rate also applies to cash advance checks.
Miscellaneous Rates and Terms
Credit Limits:	n/a (Maximum) / $500 (Minimum)
Purchases APR:	APR Varies*
Cash Advance APR:	APR Varies*
Finance Config:	Average Daily Balance (including new purchases)
Grace Period:	20 Days (Min.)
Fees Associated with this Card
Annual Fee:	$0
Add. Cardholders:	$0
Late Payment Fee:	$15 on balances up to $100; $29 on balances over $100 up to $250; $39 on balances over $250
Over-the-Limit Fee:	$15 on balances up to $500; $29 on balances over $500 up to $1,000; $39 on balances over $1,000
Cash Advance Fee:	3%, $10 minimum
Balance Transfers:	None

The Rewards Program Highlights
Optional Reward:	No
Points Per Dollar:	1 Point
Additional Points:	Earn 2 points for every dollar spent at participating veterinary clinics, pet food retailers, farm and feed stores, and neighborhood pet specialty stores.
	Points are redeemable for veterinary services, pet food discount certificates, and shelter donations.
Expiration:	3 Years
Yearly Limit:	100,000 Points
First Purchase Bonus:	500 Points

Additional Highlights of Interest

Special Card Benefits and Features See website for additional benefits. Important Notes Regarding This Offer This card is issued by FIA Card Services, N.A. See website for complete terms and conditions of card usage and application disclosure.