Capital One® Standard Platinum issued by Capital One
	Overall Rating Benefit Rating	Apply online for this card or read on for a full review of all the features.

In-Depth Credit Card Review

This online card application is intended for residents of the United States only. For other country options, please refer to the right hand menu bar. The Capital One® Standard Platinum card is designed for those who have an average credit history and is a great choice if you want a card with no annual fee and no balance transfer fees. The card does have an interest rate that is slightly high for purchases and balance transfers; however, there is a 0% APR on purchases until February 2009. This card also has no annual fee as well as no balance transfer fees. In addition, this card provides platinum benefits and services including travel accident insurance, extended warranties for purchases, and roadside assistance. Cardholders are also eligible to receive exclusive savings: up to 40% on featured deals and 10% on everything else at Capital One® Saving Zone(SM) on Yahoo! Shopping. Therefore, those who have average credit and will make use of the additional services will benefit most from what the Capital One® Standard Platinum card has to offer. Most Attractive Feature: No annual fee. Least Attractive Feature: No extraordinary benefits or discounts. Apply Now For Capital One® Standard Platinum Note: The review of this Capital One card was updated on 09/29/2008 and is believed to be accurate during the update, however, information posted may have since changed. We strongly suggest that you carefully read the Terms and Conditions statement that accompanies the credit card application

Key Card Information
Introductory Rates and Terms
Intro Rate:	0% on Purchases until February 2009
Applied Towards:	Purchases
Details:	A 0% introductory rate is available on purchases until February 2009. See terms and conditions for complete details.
Miscellaneous Rates and Terms
Credit Limits:	$3,000 (Maximum) / $300 (Minimum)
Purchases APR:	19.80%
Cash Advance APR:	22.90%
Finance Config:	Average Daily Balance (including new purchases)
Grace Period:	25 Days
Fees Associated with this Card
Annual Fee:	$0
Add. Cardholders:	$0
Late Payment Fee:	Balance of $0 - $99.99 = $15 fee; balance of $100 - $249.99 = $29 fee; balance of $250 or more = $39 fee
Over-the-Limit Fee:	Credit limit of $0 - $499.99 = $19 fee; credit limit of $500 - $999.99 = $29 fee; credit limits of $1,000 or more = $39 fee**
Cash Advance Fee:	3% of amount of the cash advance, but not less than $10.
Balance Transfers:	None

Additional Highlights of Interest

Special Card Benefits and Features $0 Fraud Liability for unauthorized use if your card is lost or stolen. Additional safety with your purchases, thanks to an extended warranty program. 24/7 customer support and online account service. Important Notes Regarding This Offer This card is for applicants with Average Credit. *See Capital One® important disclosures for more information. **The over-the-credit-limit fee will be based on the amount of the cardholder's credit limit at the time the fee is applied.