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Debt Management and Credit Cards Home
Capital One® Platinum - Good Credit
issued by Capital One
Capital One® Platinum - Good Credit Overall Rating
3.5 stars
Benefit Rating
3.5 stars
Application
Apply online for this card or
read on for a full review of all the features.

In-Depth Credit Card Review
This online card application is intended for residents of the United States only. For other country options, please refer to the right hand menu bar.
The Capital One® Platinum - Good Credit card is designed for people with good credit who want a card with a competitive APR and great benefits.

The best feature of this card is the interest rate on purchases and balance transfers which makes this card a good option for those who plan to carry a balance. There are no balance transfer fees, and there is no annual fee.

In addition, this card provides platinum benefits and services including 24/7 customer support, extended warranties for purchases, and $0 fraud liability. Cardholders will also be eligible to receive exclusive savings: up to 40% on featured deals and 10% on everything else at Capital One® Saving Zone(SM) on Yahoo! Shopping.

Therefore, those who want a credit card with a reasonable interest rate on purchases and will make use of the additional services will benefit most from what the Capital One® Platinum - Good Credit card has to offer.

Most Attractive Feature: No annual fee.
Least Attractive Feature: No extraordinary benefits or discounts.


Note: The review of this Capital One card was updated on 08/20/2008 and is believed to be accurate during the update, however, information posted may have since changed. We strongly suggest that you carefully read the Terms and Conditions statement that accompanies the credit card application

Key Card Information
Miscellaneous Rates and Terms
Credit Limits:$15,000 (Maximum) / $500 (Minimum)
Purchases APR:12.90%
Cash Advance APR:22.90%
Finance Config:Average Daily Balance (including new purchases)
Grace Period:25 Days
Fees Associated with this Card
Annual Fee:$0
Add. Cardholders:$0
Late Payment Fee:Balance of $0 - $99.99 = $15 fee; balance of $100 - $249.99 = $29 fee; balance of $250 or more = $39 fee
Over-the-Limit Fee:$39 fee
Cash Advance Fee:3% of amount of the cash advance, but not less than $10.
Balance Transfers:None

Additional Highlights of Interest
Special Card Benefits and Features
  • $100,000 Worldwide Automatic Travel Accident Insurance.
  • 24-hour Roadside Assistance with lock-out service, towing, and flat repair.
  • Collision, Damage, and Loss Insurance on rental cars.
  • Emergency card replacement or cash advance if your card is lost or stolen.
  • Exclusive savings: up to 40% off featured deals and 10% savings on everything else at Capital One® Saving Zone(SM) on Yahoo! Shopping.

Important Notes Regarding This Offer
This card is for applicants with Good Credit. *See Capital One® important disclosures for more information.

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Capital One® Platinum - Good Credit from Capital One. Card data and review by CardOffers, Inc. Apply for your credit card today.