Chase Platinum Visa Business Card
issued by Chase |
 |
Overall Rating
Benefit Rating
|
Apply online for this card or
read on for a full review of all the features.
|
 In-Depth Credit Card Review |
This online card application is intended for residents of the United States only. For other country options, please refer to the right hand menu bar.
The Chase Platinum Visa® Business Card, issued by Chase, is designed for those with very good credit who are looking to consolidate their business expenses.
This card offers a 0% introductory rate on purchases and balance transfers for up to the first twelve billing cycles with no annual fee, and the interest rate is reasonably low after the introductory rate expires.
The card provides common cardholder benefits that include travel accident insurance, lost luggage insurance, auto rental insurance, and various emergency and travel assistance services. It also offers business-related discounts on computer equipment, car rentals, hotel rooms, and more.
Therefore, those who will be able to take advantage of the introductory offer, the multitude of benefits, and the business-related discounts may find the Chase Platinum Visa® Business Card to be a valuable option.
Most Attractive Feature: 0% introductory rate; no annual fee.
Least Attractive Feature: Higher APR for less qualifying applicants.
 |
Note: The review of this Chase card was updated on 09/22/2008 and is believed to be accurate during the update,
however, information posted may have since changed. We strongly suggest that you carefully read the Terms and
Conditions statement that accompanies the credit card application
|
|
| Key Card Information |
| Introductory Rates and Terms |
| Intro Rate: | 0% APR for up to 12 Months |
| Applied Towards: | Purchases, Balance Transfers |
| Details: | Transferred balances must consist of business-related expenses. | | Miscellaneous Rates and Terms |
| Credit Limits: | $35,000 (Maximum) |
| Purchases APR: | 8.99% | | Cash Advance APR: | 20.99% | | Finance Config: | Average Daily Balance (including new purchases) | | Grace Period: | 20 Days (Min.) | | Fees Associated with this Card |
| Annual Fee: | $0 |
| Add. Cardholders: | $0 |
| Late Payment Fee: | $15 on balances up to $100; $29 on balances of $100 up to $250; $39 on balances of $250 and over |
| Over-the-Limit Fee: | $39 | | Cash Advance Fee: | 3%, $10 minimum |
| Balance Transfers: | 3%, $5 minimum, $99 maximum |
| Additional Highlights of Interest |
Special Card Benefits and Features
-
Various Internet account related services.
-
Access to savings of up to 20% on business-related merchandise.
-
Emergency cash replacement.
-
Emergency card replacement.
-
Lost and stolen card reporting.
-
Travel accident insurance.
-
Auto rental insurance (Auto Rental Collision Damage Waiver).
-
Various travel and emergency assistance services.
-
Extended warranty for purchases.
-
Purchase protection.
-
Year-end financial statement (upon request).
-
No liability for unauthorized transactions.
-
See website for additional benefits.
-
Certain restrictions, limitations, and exclusions apply.
-
If an account is opened, please refer to the Guide to Benefits for details.
Important Notes Regarding This Offer
The APR for purchases and balance transfers varies according to the applicant's credit history and will be 3.99%, 7.99%, or 14.99% + Prime Rate.
The APR for cash advances varies according to the applicant\'s credit history and is either 15.99% or 19.99% + Prime Rate.
See website for complete terms and conditions of card usage and application disclosure. |
|
|
