Chase Flexible Rewards Platinum Visa
issued by Chase |
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Benefit Rating
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Apply online for this card or
read on for a full review of all the features.
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 In-Depth Credit Card Review |
This online card application is intended for residents of the United States only. For other country options, please refer to the right hand menu bar.
The Chase Flexible Rewards(SM) Platinum Visa®, issued by Chase, is designed for those who have very good credit and plan to take advantage of the rewards program.
Through the rewards program, cardholders earn one point for every dollar spent on general purchases. Points may be redeemed for airline tickets, hotel stays, car rentals, merchandise, and more. There is a maximum of 60,000 points that may be earned per year.
This card has no annual fee, and the interest rate for purchases and balance transfers is reasonable for a reward card (for those who qualify). In addition, there is a 0% introductory rate offered on purchases and balance transfers for up to the first twelve months of cardmembership.
This card also offers a variety of additional benefits, such as travel accident insurance, no liability for unauthorized transactions, auto rental insurance, and extended warranties for purchases.
Therefore, those who qualify for the lowest rate offered and will take advantage of the rewards program will benefit most from what the Chase Flexible Rewards(SM) Platinum Visa® has to offer.
Most Attractive Feature: 0% introductory rate for purchase and balance transfers; no annual fee; free rewards program.
Least Attractive Feature: Higher APR for less qualifying applicants.
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Note: The review of this Chase card was updated on 09/11/2008 and is believed to be accurate during the update,
however, information posted may have since changed. We strongly suggest that you carefully read the Terms and
Conditions statement that accompanies the credit card application
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| Key Card Information |
| Introductory Rates and Terms |
| Intro Rate: | 0% APR for up to 12 Months |
| Applied Towards: | Purchases, Balance Transfers |
| Miscellaneous Rates and Terms |
| Credit Limits: | n/a (Maximum) |
| Purchases APR: | 10.99% | | Cash Advance APR: | 20.99% | | Finance Config: | Average Daily Balance (including new purchases) | | Grace Period: | 20 Days (Min.) | | Fees Associated with this Card |
| Annual Fee: | $0 |
| Add. Cardholders: | $0 |
| Late Payment Fee: | $15 on balances less than $100; $29 on balances of $100 up to $250; $39 on balances of $250 or more |
| Over-the-Limit Fee: | $39 | | Cash Advance Fee: | 3%, $10 minimum |
| Balance Transfers: | 3%, $5 minimum, $99 maximum |
| The Rewards Program Highlights |
| Optional Reward: | No |
| Points Per Dollar: | 1 Point |
| | Points are redeemable for travel, cash, merchandise, and gift certificates/gift cards. |
| Expiration: | n/a |
| Yearly Limit: | 60,000 Points (5,000 per billing cycle) |
| First Purchase Bonus: | 1,000 Points |
| Additional Highlights of Interest |
Special Card Benefits and Features
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Various Internet account related services.
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Lost and stolen card reporting.
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Emergency cash replacement.
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Emergency card replacement.
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No liability for unauthorized transactions.
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Purchase protection.
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Extended warranty for purchases.
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Auto rental insurance (Auto Rental Collision Damage Waiver).
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Travel accident insurance.
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Year-end financial statement (upon request).
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Various travel and emergency assistance services.
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See website for additional benefits.
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Certain restrictions, limitations, and exclusions apply.
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If an account is opened, please refer to the Guide to Benefits for details.
Important Notes Regarding This Offer
The APR for purchases and balance transfers varies according to the applicant's credit history and will be 5.99%, 9.99%, or 14.99% + Prime Rate.
See website for complete terms and conditions of card usage and application disclosure. |
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