Citi PremierPass® issued by Citibank
	Overall Rating Benefit Rating	Apply online for this card or read on for a full review of all the features.

In-Depth Credit Card Review

This online card application is intended for residents of the United States only. For other country options, please refer to the right hand menu bar. The Citi PremierPass® Card, issued by Citibank, is designed for those with excellent credit who may also be looking for a card that offers rewards. Through the reward program, cardholders earn one point for every dollar spent on general purchases and one point for every three miles the cardholder flies on any airline - or anyone else whose ticket is bought with the card. Points can be redeemed for travel on any airline, gift certificates, merchandise, and more. The maximum number of points that can be earned per year is 100,000, and points will expire in three years if the account has not been active during that time. Cardholders will earn 10,000 bonus points ThankYou® Points after $300 in purchases are made - that\'s enough for a $100 gift card. Aside from the reward program, cardholders can expect access to a variety of benefits that include up to $1,000,000 in travel accident insurance, auto rental insurance, and various travel and emergency assistance services. This card has no annual fee, and it offers a reasonable interest rate for purchases and balance transfers. There is also an attractive 0% introductory rate available on balance transfers for up to twelve months. However, there is a minimum cap for cash advances; so no matter how low the Prime Rate falls (the APR is tied to the Prime Rate), the interest rate will not go below the minimum cap. Therefore, those who will be able to take advantage of the reward program and the additional services available will benefit most from what the Citi PremierPass® Card has to offer. Most Attractive Feature: No annual fee; long term 0% introductory rate for balance transfers. Least Attractive Feature: Minimum APR cap for cash advances. Apply Now For Citi PremierPass® Note: The review of this Citibank card was updated on 09/16/2008 and is believed to be accurate during the update, however, information posted may have since changed. We strongly suggest that you carefully read the Terms and Conditions statement that accompanies the credit card application

Key Card Information
Introductory Rates and Terms
Intro Rate:	0% APR for up to 12 Months
Applied Towards:	Balance Transfers
Details:	The introductory rate is available on balance transfers for up to twelve months.
Miscellaneous Rates and Terms
Credit Limits:	See Important Notations (Maximum) / See Important Notations (Minimum)
Purchases APR:	As low as 11.99%
Cash Advance APR:	19.99% There is a minimum APR on cash advances.
Finance Config:	Average Daily Balance (including new purchases)
Grace Period:	20 Days (Min.)
Fees Associated with this Card
Annual Fee:	$0
Add. Cardholders:	$0
Late Payment Fee:	$15 on balances up to $100; $29 on balances of $100 up to $250; $39 on balances of $250 and over
Over-the-Limit Fee:	None
Cash Advance Fee:	3%, $5 minimum
Balance Transfers:	A balance transfer fee applies with this offer* (see site for details).

The Rewards Program Highlights
Optional Reward:	No
Points Per Dollar:	1 Point
Additional Points:	Earn 1 ThankYou flight point for every three miles the cardholder flies on any airline - or anyone else whose ticket is bought with the card. Earn 1 ThankYou purchase point per dollar spent on all purchases.
	Points can be redeemed for flights on any airline, merchandise, gift certificates, and statement credits through the ThankYou(SM) Network.
Expiration:	3 Years (Points do not expire as long as the account is active during a 3-year period.)
Yearly Limit:	100,000 Points (only 50,000 of which may be ThankYou flight points)
Other Bonus:	10,000 Points*
	*Earn 10,000 bonus points after $300 in purchases are made within three months of account opening.

Additional Highlights of Interest

Special Card Benefits and Features Various Internet account related services. Identity theft solutions. Fraud and security protection services. Automatic bill payments. Lost and stolen card reporting. Emergency cash replacement. Emergency card replacement. Year-end financial statement (upon request). Auto rental insurance. Medical referral services. Legal referral services. Lost luggage assistance. No liability for unauthorized transactions. Various travel and emergency assistance services. Up to $1,000,000 in travel accident insurance. See website for additional benefits. Important Notes Regarding This Offer The card has no pre-set spending limit; however, purchases are approved based on credit record, account history, and personal resources. See website for complete terms and conditions of card usage and application disclosure.