CitiBusiness® Card with ThankYou® Network issued by Citibank
	Overall Rating Benefit Rating	Apply online for this card or read on for a full review of all the features.

In-Depth Credit Card Review

This online card application is intended for residents of the United States only. For other country options, please refer to the right hand menu bar. The CitiBusiness® Card with ThankYou(SM) Network, issued by Citibank, is designed for those who are looking to maintain and manage all business-related expenses with one credit card and plan to take advantage of the reward program. Through the reward program, cardholders earn three points for every dollar spent at certain office supply merchants and on professional services, and they earn one point for every dollar spent on all other purchases. These points can be redeemed for various items and services. There is a 100,000 yearly limit to the number of points that can be earned, and points expire in three years. After $250 in purchases, cardholders will earn 10,000 ThankYou® points, redeemable for a $100 gift card. This card has no annual fee, and it offers a reasonable interest rate for purchases and balance transfers as compared to other business credit cards. There is also a very attractive 0% introductory rate available on purchases for twelve months. The card offers many platinum cardholder benefits such as travel accident insurance, auto rental insurance, and fraud protection. In addition, cardholders can take advantage of the various discounts that are offered at participating merchants and retailers (visit the Citibank website for full details). Therefore, individuals who will be able to take advantage of the reward program and plan to take advantage of the additional services and discounts will benefit most from what the CitiBusiness® Card with ThankYou(SM) Network has to offer. Most Attractive Feature: 0% introductory rate; no annual fee; access to rewards program; bonus points. Least Attractive Feature: Minimum APR cap for cash advances. Apply Now For CitiBusiness® Card with ThankYou® Network Note: The review of this Citibank card was updated on 05/29/2008 and is believed to be accurate during the update, however, information posted may have since changed. We strongly suggest that you carefully read the Terms and Conditions statement that accompanies the credit card application

Key Card Information
Introductory Rates and Terms
Intro Rate:	0% APR for 12 Months
Applied Towards:	Purchases
Details:	The introductory rate is available on purchases for twelve months.
Miscellaneous Rates and Terms
Credit Limits:	n/a (Maximum)
Purchases APR:	9.99%
Cash Advance APR:	19.99% There is a minimum APR on cash advances.
Finance Config:	Average Daily Balance (including new purchases)
Grace Period:	20 Days (Min.)
Fees Associated with this Card
Annual Fee:	$0 Free additional cards for employees with credit limits you set.
Add. Cardholders:	$0
Late Payment Fee:	$15 on balances up to $100; $29 on balances of $100 up to $250; $39 on balances of $250 and over
Over-the-Limit Fee:	$35
Cash Advance Fee:	3%, $5 minimum
Balance Transfers:	A balance transfer fee applies with this offer* (see site for details).

The Rewards Program Highlights
Optional Reward:	No
Points Per Dollar:	1 Point
Additional Points:	Earn 3 points for every dollar spent on eligible business purchases, and earn 1 point on all other purchases.
	Points are redeemable for gift cards, merchandise, travel, and more.
Expiration:	3 Years
Yearly Limit:	100,000 Points
First Purchase Bonus:	See Bonus Details**
	**After $250 in purchases, cardholders will earn 10,000 ThankYou® points, redeemable for a $100 gift card.

Additional Highlights of Interest

Special Card Benefits and Features Various Internet account related services. Business-size credit line. Savings on everyday business purchases. Quarterly and annual account summaries. Personal business assistant. Identity theft solutions. Lost and stolen card reporting. Emergency cash replacement. Emergency card replacement. Various travel and emergency assistance services. Purchase protection. Fraud and security protection services. Travel accident insurance. Auto rental insurance. Legal referral services. Medical referral services. Lost luggage assistance. No liability for unauthorized transactions. Automatic bill payments. Discounts on products and services at participating merchants and retailers. See website for additional benefits. Important Notes Regarding This Offer See website for complete terms and conditions of card usage and application disclosure.